TruHome Solutions, LLC closing costs and rates (2024)
In 2024, TruHome Solutions, LLC originated 204 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $8,428. That is $1,687 above the national median of $6,741. TruHome Solutions, LLC is most active in Texas with 26 originations there.
Purchase Originations
204
Median Total Costs
$8,428
+25.0% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,650
Median Lender Credits
$118
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 147 | 6.500% | $9,506 | $1,913 |
| conventional | 26 | 6.500% | $4,828 | $1,997 |
| va | 26 | 6.312% | $5,620 | $800 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 26 | 6.125% | $9,908 | — |
| Missouri | 22 | 6.625% | $7,243 | — |
| Florida | 17 | 6.000% | $12,585 | — |
| Nebraska | 16 | 6.562% | $7,769 | — |
| Arizona | 12 | 6.125% | $12,381 | — |
| Ohio | 11 | 6.000% | $8,898 | — |
| Georgia | 9 | 6.500% | $8,484 | — |
| Oklahoma | 9 | 6.375% | $6,717 | — |
| California | 8 | 6.500% | $14,918 | — |
| Oregon | 7 | 6.125% | $11,861 | — |
| Tennessee | 7 | 6.500% | $7,985 | — |
| Mississippi | 6 | 5.875% | $12,941 | — |
| North Carolina | 6 | 6.625% | $7,268 | — |
| South Carolina | 6 | 6.625% | $8,358 | — |
| Iowa | 5 | 6.375% | $6,434 | — |
| Illinois | 4 | 6.312% | $4,562 | — |
| Kansas | 4 | 6.875% | $3,786 | — |
| Washington | 4 | 5.375% | $11,696 | — |
| Delaware | 3 | 6.500% | $12,368 | — |
| Maine | 3 | 5.875% | $13,795 | — |
| Colorado | 2 | 6.875% | $8,987 | — |
| Indiana | 2 | 6.688% | $4,422 | — |
| Louisiana | 2 | 6.562% | $8,066 | — |
| Michigan | 2 | 6.188% | $2,501 | — |
| Virginia | 2 | 6.500% | $6,752 | — |
| Wisconsin | 2 | 6.062% | $7,372 | — |
| Alaska | 1 | 5.625% | $8,503 | — |
| Arkansas | 1 | 5.500% | $5,329 | — |
| Connecticut | 1 | 7.000% | $13,305 | — |
| Minnesota | 1 | 6.625% | $4,988 | — |
| Montana | 1 | 7.125% | $3,288 | — |
| New Jersey | 1 | 6.625% | $14,549 | — |
| Pennsylvania | 1 | 6.625% | $7,437 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,494 | 6.625% | — | 2 | −$2,934 | |
| 2 | $6,097 | 6.562% | — | 2 | −$2,331 | |
| 3 | $6,787 | 6.250% | — | 6 | −$1,641 | |
| 4 | $6,805 | 6.125% | — | 3 | −$1,623 | |
| 5 | $7,189 | 6.750% | — | 4 | −$1,239 | |
| 6 | $7,317 | 6.625% | — | 3 | −$1,111 | |
| 7 | $7,880 | 6.625% | — | 5 | −$548 | |
| 8 | $8,067 | 6.625% | — | 3 | −$361 | |
| 9 | $8,077 | 6.625% | — | 4 | −$351 | |
| 10 | $8,365 | 6.625% | — | 5 | −$63 | |
| 11 | $8,798 | 6.500% | — | 2 | +$370 | |
| 12 | $9,387 | 6.375% | — | 8 | +$959 | |
| 13 | $9,506 | 6.500% | — | 3 | +$1,078 | |
| 14 | $9,651 | 6.375% | — | 3 | +$1,223 | |
| 15 | $10,227 | 6.500% | — | 3 | +$1,799 | |
| 16 | $11,513 | 6.125% | — | 3 | +$3,085 | |
| 17 | $11,861 | 6.625% | — | 3 | +$3,433 | |
| 18 | $13,520 | 6.125% | — | 4 | +$5,092 | |
| 19 | $16,841 | 5.875% | — | 3 | +$8,413 | |
| 20 | $19,495 | 5.875% | — | 3 | +$11,067 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.