STG MORTGAGE INC closing costs and rates (2024)
In 2024, STG MORTGAGE INC originated 1,168 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $12,764. That ranks #330 nationally by origination volume. For total closing costs among lenders with 500+ originations, STG MORTGAGE INC ranks #602. That is $6,023 above the national median of $6,741. STG MORTGAGE INC is most active in California with 525 originations there.
Purchase Originations
1,168
Ranked #330 nationally
Median Total Costs
$12,764
+89.3% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$5,583
Median Lender Credits
$2,027
Cost Rank (500+ vol.)
#602
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 584 | 6.875% | $9,515 | $5,230 |
| fha | 481 | 6.375% | $18,398 | $7,720 |
| va | 87 | 6.250% | $8,844 | $1,125 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 525 | 6.625% | $14,652 | #70 |
| Florida | 126 | 6.375% | $16,162 | #219 |
| Arizona | 80 | 6.433% | $11,070 | #114 |
| Texas | 78 | 6.500% | $13,534 | #304 |
| Georgia | 65 | 6.250% | $11,994 | #171 |
| Alabama | 56 | 6.500% | $10,770 | #123 |
| New Jersey | 36 | 6.750% | $13,793 | — |
| Pennsylvania | 26 | 6.688% | $10,064 | — |
| Colorado | 25 | 6.490% | $6,670 | — |
| Washington | 24 | 6.562% | $10,939 | — |
| Indiana | 23 | 6.990% | $8,133 | — |
| Illinois | 15 | 6.490% | $7,993 | — |
| Nevada | 14 | 6.500% | $11,731 | — |
| South Carolina | 13 | 6.625% | $7,907 | — |
| North Carolina | 9 | 6.500% | $6,627 | — |
| Oregon | 8 | 6.875% | $10,135 | — |
| Tennessee | 6 | 6.562% | $6,469 | — |
| Connecticut | 5 | 6.000% | $14,781 | — |
| Massachusetts | 5 | 6.875% | $12,796 | — |
| Maryland | 5 | 6.125% | $8,544 | — |
| Utah | 5 | 6.250% | $9,252 | — |
| Virginia | 5 | 6.625% | $23,549 | — |
| Idaho | 3 | 6.490% | $12,940 | — |
| Michigan | 3 | 6.625% | $9,632 | — |
| Ohio | 2 | 7.688% | $17,107 | — |
| Wisconsin | 2 | 7.312% | $11,319 | — |
| West Virginia | 2 | 8.125% | $11,474 | — |
| Iowa | 1 | 6.000% | $6,105 | — |
| Montana | 1 | 5.500% | $10,859 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $8,074 | 6.625% | — | 27 | −$4,690 | |
| 2 | $8,366 | 6.375% | — | 24 | −$4,398 | |
| 3 | $8,699 | 6.438% | — | 14 | −$4,065 | |
| 4 | $11,071 | 6.750% | — | 32 | −$1,693 | |
| 5 | $11,102 | 6.125% | — | 13 | −$1,662 | |
| 6 | $11,446 | 6.625% | — | 18 | −$1,318 | |
| 7 | $11,524 | 6.312% | — | 58 | −$1,240 | |
| 8 | $11,737 | 6.625% | — | 29 | −$1,027 | |
| 9 | $12,299 | 6.750% | — | 12 | −$465 | |
| 10 | $12,908 | 6.562% | — | 14 | +$144 | |
| 11 | $13,003 | 6.750% | — | 16 | +$239 | |
| 12 | $15,658 | 6.250% | — | 13 | +$2,894 | |
| 13 | $15,891 | 6.812% | — | 60 | +$3,127 | |
| 14 | $18,398 | 6.125% | — | 13 | +$5,634 | |
| 15 | $19,297 | 6.812% | — | 110 | +$6,533 | |
| 16 | $19,347 | 6.625% | — | 61 | +$6,583 | |
| 17 | $19,417 | 6.625% | — | 15 | +$6,653 | |
| 18 | $21,501 | 6.125% | — | 14 | +$8,737 | |
| 19 | $22,099 | 7.000% | — | 21 | +$9,335 | |
| 20 | $22,285 | 6.933% | — | 38 | +$9,521 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.