Purchase Originations
600
Ranked #568 nationally
Median Total Costs
$8,225
+23.1% vs national ($6,680)
↑ $432 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.250% vs prior year
Median Origination
$2,522
Median Lender Credits
$141
Cost Rank (500+ vol.)
#459
among lenders with 500+ originations
Denial Rate
6.8%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 376 | 6.625% | $7,113 | $3,095 |
| fha | 142 | 6.375% | $10,944 | $1,595 |
| va | 77 | 6.250% | $8,064 | $1,499 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 142 | 6.750% | $7,906 | #131 |
| Georgia | 97 | 6.490% | $8,551 | #146 |
| Tennessee | 93 | 6.490% | $10,275 | #132 |
| New Jersey | 62 | 6.625% | $6,972 | #137 |
| Florida | 43 | 6.500% | $9,635 | — |
| Alabama | 40 | 6.250% | $8,363 | — |
| North Carolina | 26 | 6.625% | $4,639 | — |
| Virginia | 25 | 6.500% | $7,734 | — |
| South Carolina | 11 | 6.625% | $8,713 | — |
| Texas | 9 | 6.625% | $5,904 | — |
| Connecticut | 8 | 6.688% | $8,755 | — |
| Illinois | 8 | 6.562% | $9,436 | — |
| Delaware | 7 | 6.750% | $8,931 | — |
| California | 6 | 6.500% | $10,884 | — |
| Colorado | 6 | 6.058% | $7,603 | — |
| Idaho | 2 | 7.000% | $11,881 | — |
| Massachusetts | 2 | 6.495% | $8,603 | — |
| Washington | 2 | 6.688% | $13,360 | — |
| Indiana | 1 | 5.875% | $7,803 | — |
| Kansas | 1 | 6.124% | $7,293 | — |
| Kentucky | 1 | 6.750% | $6,650 | — |
| Louisiana | 1 | 6.490% | $5,409 | — |
| Maryland | 1 | 7.000% | $5,006 | — |
| Michigan | 1 | 5.990% | $7,009 | — |
| New Hampshire | 1 | 6.490% | $4,483 | — |
| Ohio | 1 | 6.990% | $6,054 | — |
| Oklahoma | 1 | 6.990% | $12,197 | — |
| Wisconsin | 1 | 6.750% | $5,478 | — |
| West Virginia | 1 | 6.875% | $7,504 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,551 | 6.625% | — | 11 | −$3,674 | |
| 2 | $6,509 | 6.562% | — | 12 | −$1,716 | |
| 3 | $6,876 | 6.625% | — | 23 | −$1,349 | |
| 4 | $7,106 | 6.625% | — | 24 | −$1,119 | |
| 5 | $7,110 | 6.490% | — | 9 | −$1,115 | |
| 6 | $7,507 | 6.490% | — | 22 | −$718 | |
| 7 | $7,988 | 6.812% | — | 44 | −$237 | |
| 8 | $8,259 | 6.625% | — | 13 | +$34 | |
| 9 | $8,386 | 6.490% | — | 19 | +$161 | |
| 10 | $8,538 | 6.500% | — | 11 | +$313 | |
| 11 | $8,680 | 6.625% | — | 15 | +$455 | |
| 12 | $8,763 | 6.500% | — | 14 | +$538 | |
| 13 | $9,478 | 6.500% | — | 10 | +$1,253 | |
| 14 | $9,760 | 6.375% | — | 8 | +$1,535 | |
| 15 | $9,937 | 6.370% | — | 16 | +$1,712 | |
| 16 | $10,152 | 6.500% | — | 12 | +$1,927 | |
| 17 | $10,977 | 6.495% | — | 8 | +$2,752 | |
| 18 | $12,420 | 6.433% | — | 10 | +$4,195 | |
| 19 | $12,738 | 5.933% | — | 8 | +$4,513 | |
| 20 | $14,220 | 6.250% | — | 23 | +$5,995 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Princeton Mortgage Corporation | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $335,000 | $335,000 | +$0 (+0.0%) |
| Median total closing costs | $8,225 | $7,127 | +$1,098 (+15.4%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.