OAKTREE FUNDING CORP. closing costs and rates (2024)
In 2024, OAKTREE FUNDING CORP. originated 221 purchase mortgages at a median interest rate of 7.88% and median total closing costs of $16,688. That is $9,947 above the national median of $6,741. OAKTREE FUNDING CORP. is most active in California with 54 originations there.
Purchase Originations
221
Median Total Costs
$16,688
+147.6% vs national ($6,741)
Median Rate
7.875%
+19.0% vs national (6.620%)
Median Origination
$11,565
Median Lender Credits
$1,766
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 214 | 7.875% | $16,687 | $11,672 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 54 | 7.562% | $19,839 | #257 |
| Florida | 43 | 8.125% | $16,844 | — |
| Texas | 21 | 8.000% | $15,252 | — |
| Illinois | 13 | 8.500% | $11,098 | — |
| Arizona | 12 | 7.812% | $18,921 | — |
| Pennsylvania | 11 | 8.000% | $15,719 | — |
| New Jersey | 9 | 8.500% | $18,290 | — |
| Washington | 8 | 7.875% | $14,496 | — |
| South Carolina | 7 | 7.750% | $16,892 | — |
| Georgia | 6 | 7.875% | $20,086 | — |
| Massachusetts | 6 | 8.000% | $17,387 | — |
| Colorado | 5 | 7.625% | $15,675 | — |
| Ohio | 3 | 7.375% | $13,140 | — |
| Wisconsin | 3 | 8.625% | $8,171 | — |
| Idaho | 2 | 8.312% | $9,918 | — |
| Maryland | 2 | 7.938% | $20,714 | — |
| Minnesota | 2 | 6.812% | $10,703 | — |
| Nevada | 2 | 8.562% | $12,350 | — |
| Oregon | 2 | 8.688% | $14,066 | — |
| Utah | 2 | 7.438% | $19,150 | — |
| Virginia | 2 | 8.500% | $22,491 | — |
| Iowa | 1 | 8.875% | $1,577 | — |
| Maine | 1 | 9.500% | $7,858 | — |
| Michigan | 1 | 8.250% | $6,601 | — |
| Montana | 1 | 8.000% | $46,100 | — |
| New Mexico | 1 | 9.375% | $14,612 | — |
| Tennessee | 1 | 8.125% | $20,414 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $14,075 | 8.812% | — | 6 | −$2,613 | |
| 2 | $14,429 | 7.375% | — | 3 | −$2,259 | |
| 3 | $14,748 | 7.500% | — | 3 | −$1,940 | |
| 4 | $14,931 | 7.938% | — | 6 | −$1,757 | |
| 5 | $15,067 | 8.125% | — | 3 | −$1,621 | |
| 6 | $15,392 | 7.750% | — | 4 | −$1,296 | |
| 7 | $17,844 | 7.688% | — | 4 | +$1,156 | |
| 8 | $18,298 | 7.625% | — | 6 | +$1,610 | |
| 9 | $19,092 | 8.000% | — | 14 | +$2,404 | |
| 10 | $19,506 | 8.500% | — | 8 | +$2,818 | |
| 11 | $19,698 | 7.750% | — | 9 | +$3,010 | |
| 12 | $19,705 | 7.000% | — | 7 | +$3,017 | |
| 13 | $20,342 | 7.688% | — | 14 | +$3,654 | |
| 14 | $20,576 | 7.250% | — | 3 | +$3,888 | |
| 15 | $22,362 | 8.125% | — | 2 | +$5,674 | |
| 16 | $22,395 | 7.562% | — | 4 | +$5,707 | |
| 17 | $22,521 | 8.625% | — | 3 | +$5,833 | |
| 18 | $22,608 | 7.312% | — | 2 | +$5,920 | |
| 19 | $22,775 | 9.125% | — | 2 | +$6,087 | |
| 20 | $26,184 | 7.750% | — | 5 | +$9,496 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.