AMERICAN PORTFOLIO MORTGAGE CORPORATION closing costs and rates (2024)
In 2024, AMERICAN PORTFOLIO MORTGAGE CORPORATION originated 2,632 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $8,393. That ranks #169 nationally by origination volume. For total closing costs among lenders with 500+ originations, AMERICAN PORTFOLIO MORTGAGE CORPORATION ranks #468. That is $1,652 above the national median of $6,741. AMERICAN PORTFOLIO MORTGAGE CORPORATION is most active in Texas with 1,850 originations there.
Purchase Originations
2,632
Ranked #169 nationally
Median Total Costs
$8,393
+24.5% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,059
Median Lender Credits
$93
Cost Rank (500+ vol.)
#468
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,228 | 6.875% | $6,743 | $2,692 |
| fha | 1,208 | 6.750% | $9,924 | $1,687 |
| va | 188 | 6.250% | $8,038 | $1,995 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 1,850 | 6.750% | $8,842 | #35 |
| Illinois | 301 | 6.875% | $7,797 | #71 |
| Alabama | 92 | 6.500% | $8,543 | #97 |
| Indiana | 86 | 6.688% | $6,004 | #137 |
| Florida | 50 | 6.624% | $9,280 | #327 |
| Oklahoma | 50 | 6.812% | $6,332 | #98 |
| Michigan | 45 | 6.750% | $4,888 | — |
| Virginia | 43 | 6.625% | $7,238 | — |
| Louisiana | 23 | 6.500% | $7,128 | — |
| Missouri | 21 | 7.000% | $4,982 | — |
| Tennessee | 13 | 6.500% | $12,056 | — |
| California | 11 | 6.875% | $10,974 | — |
| Wisconsin | 11 | 7.000% | $3,616 | — |
| Nevada | 8 | 6.750% | $13,225 | — |
| District of Columbia | 7 | 7.000% | $7,638 | — |
| Maryland | 3 | 7.000% | $5,051 | — |
| South Carolina | 3 | 7.125% | $5,432 | — |
| Arkansas | 2 | 5.874% | $12,628 | — |
| Arizona | 2 | 7.438% | $6,504 | — |
| Colorado | 2 | 6.688% | $10,910 | — |
| Iowa | 2 | 6.188% | $9,111 | — |
| Kansas | 2 | 7.562% | $4,918 | — |
| Delaware | 1 | 6.375% | $4,584 | — |
| Minnesota | 1 | 7.250% | $4,228 | — |
| Mississippi | 1 | 7.625% | $8,975 | — |
| New Mexico | 1 | 7.125% | $8,730 | — |
| Pennsylvania | 1 | 7.125% | $4,749 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,451 | 6.990% | — | 26 | −$2,942 | |
| 2 | $6,268 | 6.625% | — | 74 | −$2,125 | |
| 3 | $6,274 | 7.125% | — | 25 | −$2,119 | |
| 4 | $7,006 | 6.500% | — | 111 | −$1,387 | |
| 5 | $7,417 | 6.625% | — | 26 | −$976 | |
| 6 | $7,735 | 6.500% | — | 58 | −$658 | |
| 7 | $7,956 | 7.062% | — | 24 | −$437 | |
| 8 | $8,250 | 6.750% | — | 134 | −$143 | |
| 9 | $8,256 | 7.000% | — | 43 | −$137 | |
| 10 | $8,387 | 6.875% | — | 34 | −$6 | |
| 11 | $8,388 | 6.750% | — | 361 | −$5 | |
| 12 | $8,394 | 7.000% | — | 46 | +$1 | |
| 13 | $8,438 | 6.625% | — | 33 | +$45 | |
| 14 | $9,303 | 6.875% | — | 88 | +$910 | |
| 15 | $9,440 | 6.750% | — | 481 | +$1,047 | |
| 16 | $9,454 | 6.875% | — | 158 | +$1,061 | |
| 17 | $9,484 | 6.750% | — | 41 | +$1,091 | |
| 18 | $9,484 | 6.750% | — | 39 | +$1,091 | |
| 19 | $9,922 | 6.750% | — | 160 | +$1,529 | |
| 20 | $12,693 | 6.688% | — | 44 | +$4,300 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.