TOTAL MORTGAGE SERVICES, LLC closing costs and rates (2024)
In 2024, TOTAL MORTGAGE SERVICES, LLC originated 3,879 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $8,440. That ranks #122 nationally by origination volume. For total closing costs among lenders with 500+ originations, TOTAL MORTGAGE SERVICES, LLC ranks #470. That is $1,699 above the national median of $6,741. TOTAL MORTGAGE SERVICES, LLC is most active in Connecticut with 1,824 originations there.
Purchase Originations
3,879
Ranked #122 nationally
Median Total Costs
$8,440
+25.2% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$3,515
Median Lender Credits
$495
Cost Rank (500+ vol.)
#470
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,661 | 6.875% | $6,515 | $2,961 |
| fha | 1,002 | 6.625% | $14,600 | $5,044 |
| va | 186 | 6.625% | $12,207 | $4,078 |
| usda | 30 | 6.688% | $6,503 | $1,895 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Connecticut | 1,824 | 6.625% | $7,076 | #1 |
| Massachusetts | 959 | 6.750% | $10,425 | #10 |
| Maine | 207 | 7.125% | $7,499 | #12 |
| New Hampshire | 152 | 6.875% | $5,668 | #14 |
| Florida | 148 | 6.875% | $8,889 | #202 |
| Rhode Island | 133 | 6.500% | $16,442 | #17 |
| New York | 98 | 6.990% | $9,947 | #121 |
| GU | 66 | 6.500% | $23,453 | #1 |
| South Carolina | 53 | 7.125% | $6,710 | #160 |
| Pennsylvania | 46 | 6.875% | $7,920 | — |
| Maryland | 40 | 6.990% | $11,282 | — |
| New Jersey | 35 | 6.625% | $8,841 | — |
| Virginia | 17 | 6.875% | $9,618 | — |
| North Carolina | 16 | 6.625% | $9,670 | — |
| Illinois | 13 | 7.125% | $6,302 | — |
| California | 12 | 7.125% | $18,492 | — |
| Georgia | 11 | 6.750% | $5,747 | — |
| Tennessee | 9 | 7.000% | $9,605 | — |
| Texas | 7 | 6.625% | $12,897 | — |
| West Virginia | 6 | 6.625% | $10,035 | — |
| Arkansas | 4 | 7.062% | $6,248 | — |
| Alabama | 3 | 7.250% | $11,179 | — |
| Wisconsin | 3 | 6.625% | $4,999 | — |
| District of Columbia | 2 | 7.058% | $14,156 | — |
| Indiana | 2 | 6.688% | $9,760 | — |
| Kentucky | 2 | 7.000% | $11,605 | — |
| Ohio | 2 | 7.000% | $7,328 | — |
| Oklahoma | 2 | 7.375% | $9,390 | — |
| Arizona | 1 | 6.990% | $7,452 | — |
| Colorado | 1 | 6.625% | $15,740 | — |
| Delaware | 1 | 7.125% | $5,146 | — |
| Montana | 1 | 6.990% | $4,489 | — |
| Nebraska | 1 | 7.125% | $8,297 | — |
| Vermont | 1 | 5.750% | $13,626 | — |
| Washington | 1 | 6.750% | $20,207 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,167 | 6.990% | — | 48 | −$3,273 | |
| 2 | $5,829 | 6.750% | — | 176 | −$2,611 | |
| 3 | $5,997 | 6.625% | — | 535 | −$2,443 | |
| 4 | $6,080 | 7.125% | — | 61 | −$2,360 | |
| 5 | $7,328 | 6.625% | — | 93 | −$1,112 | |
| 6 | $7,383 | 6.625% | — | 344 | −$1,057 | |
| 7 | $7,461 | 7.000% | — | 48 | −$979 | |
| 8 | $7,464 | 6.625% | — | 67 | −$976 | |
| 9 | $7,588 | 6.750% | — | 176 | −$852 | |
| 10 | $7,828 | 6.625% | — | 351 | −$612 | |
| 11 | $8,292 | 6.875% | — | 84 | −$148 | |
| 12 | $8,377 | 6.875% | — | 120 | −$63 | |
| 13 | $8,545 | 6.750% | — | 38 | +$105 | |
| 14 | $8,825 | 6.875% | — | 117 | +$385 | |
| 15 | $9,639 | 6.625% | — | 80 | +$1,199 | |
| 16 | $9,918 | 6.875% | — | 374 | +$1,478 | |
| 17 | $14,251 | 6.500% | — | 104 | +$5,811 | |
| 18 | $15,880 | 6.500% | — | 92 | +$7,440 | |
| 19 | $16,615 | 6.500% | — | 93 | +$8,175 | |
| 20 | $23,453 | 6.500% | — | 66 | +$15,013 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.