LAND HOME FINANCIAL SERVICES, INC. closing costs and rates (2024)
In 2024, LAND HOME FINANCIAL SERVICES, INC. originated 701 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $8,119. That ranks #508 nationally by origination volume. For total closing costs among lenders with 500+ originations, LAND HOME FINANCIAL SERVICES, INC. ranks #453. That is $1,378 above the national median of $6,741. LAND HOME FINANCIAL SERVICES, INC. is most active in California with 246 originations there.
Purchase Originations
701
Ranked #508 nationally
Median Total Costs
$8,119
+20.4% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,777
Median Lender Credits
$1,438
Cost Rank (500+ vol.)
#453
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 387 | 6.875% | $6,274 | $3,646 |
| fha | 235 | 6.625% | $12,318 | $4,063 |
| va | 74 | 6.250% | $9,785 | $3,797 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 246 | 6.750% | $9,990 | #136 |
| Iowa | 116 | 6.625% | $6,875 | #51 |
| Minnesota | 39 | 6.875% | $5,564 | — |
| Ohio | 39 | 6.875% | $6,456 | — |
| Hawaii | 38 | 5.990% | $17,199 | — |
| Idaho | 34 | 6.875% | $8,186 | — |
| Texas | 28 | 6.688% | $6,822 | — |
| Illinois | 23 | 6.625% | $11,356 | — |
| Wisconsin | 22 | 6.625% | $9,136 | — |
| Mississippi | 19 | 6.625% | $7,890 | — |
| Washington | 18 | 7.062% | $8,408 | — |
| Tennessee | 13 | 6.875% | $7,549 | — |
| Florida | 10 | 6.625% | $10,912 | — |
| Nevada | 10 | 6.938% | $7,556 | — |
| Alabama | 9 | 6.625% | $7,903 | — |
| Oregon | 7 | 7.125% | $6,346 | — |
| Arizona | 5 | 6.125% | $7,237 | — |
| Louisiana | 4 | 6.750% | $7,949 | — |
| Georgia | 3 | 7.000% | $11,373 | — |
| Maryland | 3 | 6.625% | $10,258 | — |
| Michigan | 3 | 7.125% | $5,928 | — |
| Indiana | 2 | 7.995% | $8,229 | — |
| Kentucky | 2 | 7.188% | $7,346 | — |
| Montana | 2 | 7.062% | $7,276 | — |
| Wyoming | 2 | 6.562% | $13,807 | — |
| Arkansas | 1 | 6.500% | $3,080 | — |
| Colorado | 1 | 7.500% | $6,287 | — |
| Massachusetts | 1 | 7.125% | $6,392 | — |
| New Mexico | 1 | 7.500% | $3,659 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,438 | 6.875% | — | 25 | −$2,681 | |
| 2 | $6,397 | 6.938% | — | 12 | −$1,722 | |
| 3 | $6,517 | 6.625% | — | 14 | −$1,602 | |
| 4 | $6,658 | 6.625% | — | 18 | −$1,461 | |
| 5 | $6,950 | 6.750% | — | 8 | −$1,169 | |
| 6 | $7,094 | 6.625% | — | 46 | −$1,025 | |
| 7 | $7,341 | 6.562% | — | 12 | −$778 | |
| 8 | $7,568 | 6.750% | — | 57 | −$551 | |
| 9 | $7,828 | 6.625% | — | 20 | −$291 | |
| 10 | $7,890 | 6.625% | — | 9 | −$229 | |
| 11 | $8,349 | 6.750% | — | 10 | +$230 | |
| 12 | $8,529 | 6.625% | — | 19 | +$410 | |
| 13 | $9,738 | 6.938% | — | 8 | +$1,619 | |
| 14 | $11,649 | 6.625% | — | 16 | +$3,530 | |
| 15 | $13,478 | 6.812% | — | 16 | +$5,359 | |
| 16 | $13,769 | 6.875% | — | 14 | +$5,650 | |
| 17 | $14,347 | 6.750% | — | 18 | +$6,228 | |
| 18 | $14,586 | 6.750% | — | 21 | +$6,467 | |
| 19 | $15,391 | 6.688% | — | 12 | +$7,272 | |
| 20 | $16,593 | 5.875% | — | 33 | +$8,474 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.