Florida Capital Bank, National Association closing costs and rates (2024)
In 2024, Florida Capital Bank, National Association originated 799 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $7,358. That ranks #447 nationally by origination volume. For total closing costs among lenders with 500+ originations, Florida Capital Bank, National Association ranks #394. That is $617 above the national median of $6,741. Florida Capital Bank, National Association is most active in Texas with 282 originations there.
Purchase Originations
799
Ranked #447 nationally
Median Total Costs
$7,358
+9.2% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$2,547
Median Lender Credits
$1,609
Cost Rank (500+ vol.)
#394
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 685 | 6.625% | $6,797 | $2,681 |
| fha | 72 | 6.125% | $12,695 | $1,946 |
| va | 42 | 6.188% | $9,474 | $1,689 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 282 | 6.500% | $7,595 | #165 |
| Florida | 153 | 6.750% | $7,524 | #198 |
| Minnesota | 72 | 6.688% | $7,151 | #101 |
| California | 68 | 6.500% | $8,406 | #238 |
| Wisconsin | 26 | 6.875% | $7,183 | — |
| Illinois | 25 | 6.875% | $7,262 | — |
| Arizona | 21 | 6.625% | $6,821 | — |
| Alabama | 17 | 6.875% | $6,726 | — |
| Colorado | 15 | 6.625% | $7,088 | — |
| North Carolina | 14 | 6.688% | $5,012 | — |
| New Jersey | 14 | 6.500% | $8,690 | — |
| Pennsylvania | 13 | 7.125% | $10,019 | — |
| Ohio | 11 | 6.875% | $8,992 | — |
| Kentucky | 9 | 6.875% | $8,102 | — |
| North Dakota | 8 | 6.625% | $4,552 | — |
| Oregon | 6 | 6.750% | $6,759 | — |
| South Carolina | 6 | 6.875% | $3,492 | — |
| Tennessee | 6 | 6.500% | $6,461 | — |
| Indiana | 5 | 6.500% | $4,215 | — |
| Virginia | 5 | 6.625% | $10,315 | — |
| Georgia | 4 | 6.745% | $6,969 | — |
| Delaware | 3 | 7.500% | $5,621 | — |
| Washington | 3 | 6.625% | $4,619 | — |
| Maryland | 2 | 7.058% | $19,894 | — |
| Oklahoma | 2 | 6.562% | $3,390 | — |
| Rhode Island | 2 | 6.125% | $2,997 | — |
| South Dakota | 2 | 6.562% | $4,814 | — |
| District of Columbia | 1 | 5.625% | $22,940 | — |
| Idaho | 1 | 7.125% | $6,309 | — |
| Missouri | 1 | 7.625% | $5,648 | — |
| Nevada | 1 | 7.125% | $8,320 | — |
| Utah | 1 | 7.125% | $2,760 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,012 | 6.558% | — | 14 | −$1,346 | |
| 2 | $6,513 | 6.875% | — | 15 | −$845 | |
| 3 | $6,646 | 6.933% | — | 32 | −$712 | |
| 4 | $6,706 | 6.625% | — | 18 | −$652 | |
| 5 | $6,774 | 6.375% | — | 17 | −$584 | |
| 6 | $7,066 | 6.990% | — | 9 | −$292 | |
| 7 | $7,303 | 6.558% | — | 14 | −$55 | |
| 8 | $7,340 | 7.000% | — | 10 | −$18 | |
| 9 | $7,428 | 6.625% | — | 10 | +$70 | |
| 10 | $7,630 | 6.750% | — | 16 | +$272 | |
| 11 | $7,659 | 6.625% | — | 20 | +$301 | |
| 12 | $7,670 | 6.250% | — | 45 | +$312 | |
| 13 | $7,695 | 6.625% | — | 63 | +$337 | |
| 14 | $7,884 | 6.625% | — | 18 | +$526 | |
| 15 | $8,024 | 6.562% | — | 20 | +$666 | |
| 16 | $8,041 | 6.375% | — | 36 | +$683 | |
| 17 | $8,050 | 6.500% | — | 11 | +$692 | |
| 18 | $8,102 | 6.438% | — | 10 | +$744 | |
| 19 | $8,738 | 6.625% | — | 24 | +$1,380 | |
| 20 | $10,308 | 6.750% | — | 19 | +$2,950 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.