Filo Mortgage, L.L.C. closing costs and rates (2024)
In 2024, Filo Mortgage, L.L.C. originated 1,161 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $10,818. That ranks #333 nationally by origination volume. For total closing costs among lenders with 500+ originations, Filo Mortgage, L.L.C. ranks #578. That is $4,077 above the national median of $6,741. Filo Mortgage, L.L.C. is most active in Florida with 239 originations there.
Purchase Originations
1,161
Ranked #333 nationally
Median Total Costs
$10,818
+60.5% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$0
Median Lender Credits
$1,798
Cost Rank (500+ vol.)
#578
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 822 | 6.625% | $10,089 | $0 |
| fha | 212 | 6.250% | $14,154 | $0 |
| va | 127 | 6.125% | $13,785 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 239 | 6.500% | $11,678 | #150 |
| Pennsylvania | 128 | 6.500% | $11,945 | #140 |
| Texas | 115 | 6.490% | $10,695 | #256 |
| Georgia | 64 | 6.495% | $13,974 | #174 |
| California | 63 | 6.500% | $12,163 | #241 |
| Alabama | 61 | 6.490% | $6,881 | #119 |
| Virginia | 54 | 6.500% | $15,283 | #169 |
| North Carolina | 48 | 6.433% | $5,674 | — |
| Illinois | 47 | 6.875% | $11,233 | — |
| Michigan | 47 | 6.625% | $6,949 | — |
| Washington | 42 | 6.500% | $12,524 | — |
| Ohio | 38 | 6.688% | $8,091 | — |
| Arizona | 29 | 6.490% | $9,554 | — |
| New Jersey | 29 | 6.625% | $11,923 | — |
| Tennessee | 28 | 6.562% | $12,049 | — |
| Maryland | 21 | 6.500% | $18,224 | — |
| Colorado | 19 | 6.125% | $9,255 | — |
| South Carolina | 16 | 6.433% | $6,905 | — |
| Indiana | 15 | 6.990% | $9,772 | — |
| Louisiana | 13 | 6.750% | $9,859 | — |
| Oregon | 12 | 6.625% | $11,824 | — |
| Delaware | 9 | 6.875% | $12,233 | — |
| Minnesota | 9 | 6.625% | $11,428 | — |
| Utah | 9 | 6.000% | $6,302 | — |
| Wisconsin | 3 | 6.990% | $8,128 | — |
| Iowa | 2 | 6.750% | $8,503 | — |
| Connecticut | 1 | 6.990% | $13,102 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,889 | 6.490% | — | 15 | −$3,929 | |
| 2 | $7,010 | 6.490% | — | 15 | −$3,808 | |
| 3 | $7,104 | 6.625% | — | 15 | −$3,714 | |
| 4 | $7,957 | 6.375% | — | 36 | −$2,861 | |
| 5 | $8,250 | 6.625% | — | 13 | −$2,568 | |
| 6 | $8,546 | 6.990% | — | 17 | −$2,272 | |
| 7 | $10,201 | 6.375% | — | 17 | −$617 | |
| 8 | $10,260 | 6.500% | — | 15 | −$558 | |
| 9 | $10,690 | 6.124% | — | 14 | −$128 | |
| 10 | $10,824 | 6.625% | — | 17 | +$6 | |
| 11 | $11,000 | 6.438% | — | 14 | +$182 | |
| 12 | $11,123 | 6.562% | — | 12 | +$305 | |
| 13 | $11,529 | 6.875% | — | 13 | +$711 | |
| 14 | $11,776 | 6.062% | — | 16 | +$958 | |
| 15 | $12,018 | 6.500% | — | 21 | +$1,200 | |
| 16 | $12,037 | 6.625% | — | 19 | +$1,219 | |
| 17 | $12,702 | 6.250% | — | 30 | +$1,884 | |
| 18 | $12,978 | 6.750% | — | 21 | +$2,160 | |
| 19 | $13,035 | 6.500% | — | 15 | +$2,217 | |
| 20 | $15,587 | 6.812% | — | 14 | +$4,769 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.