EAST COAST CAPITAL CORP. closing costs and rates (2024)
In 2024, EAST COAST CAPITAL CORP. originated 812 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $13,750. That ranks #436 nationally by origination volume. For total closing costs among lenders with 500+ originations, EAST COAST CAPITAL CORP. ranks #612. That is $7,009 above the national median of $6,741. EAST COAST CAPITAL CORP. is most active in New York with 477 originations there.
Purchase Originations
812
Ranked #436 nationally
Median Total Costs
$13,750
+104.0% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$6,374
Median Lender Credits
$570
Cost Rank (500+ vol.)
#612
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 472 | 6.875% | $10,049 | $5,912 |
| fha | 315 | 6.625% | $20,223 | $7,640 |
| va | 24 | 6.438% | $12,541 | $2,131 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 477 | 6.625% | $16,855 | #48 |
| New Jersey | 78 | 6.688% | $14,122 | #121 |
| Ohio | 49 | 6.750% | $10,233 | — |
| Pennsylvania | 48 | 6.750% | $12,207 | — |
| Florida | 43 | 7.000% | $13,041 | — |
| South Carolina | 28 | 6.750% | $6,213 | — |
| Maryland | 18 | 6.625% | $15,109 | — |
| Connecticut | 17 | 6.875% | $11,481 | — |
| North Carolina | 10 | 7.000% | $8,304 | — |
| Georgia | 8 | 6.750% | $12,370 | — |
| Michigan | 5 | 7.125% | $5,127 | — |
| Illinois | 4 | 6.438% | $7,331 | — |
| Texas | 4 | 6.812% | $14,166 | — |
| Virginia | 4 | 6.938% | $12,882 | — |
| Arizona | 3 | 7.250% | $15,461 | — |
| Indiana | 3 | 6.125% | $4,937 | — |
| Delaware | 2 | 6.562% | $9,260 | — |
| Tennessee | 2 | 6.812% | $14,255 | — |
| Washington | 2 | 6.938% | $20,044 | — |
| Alabama | 1 | 6.125% | $19,456 | — |
| California | 1 | 6.875% | $6,940 | — |
| Colorado | 1 | 7.500% | $9,570 | — |
| Kentucky | 1 | 6.500% | $9,499 | — |
| Nevada | 1 | 5.625% | $8,833 | — |
| Rhode Island | 1 | 6.500% | $6,343 | — |
| Wisconsin | 1 | 6.500% | $16,239 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,266 | 6.750% | — | 18 | −$7,484 | |
| 2 | $7,250 | 6.500% | — | 9 | −$6,500 | |
| 3 | $7,768 | 6.750% | — | 9 | −$5,982 | |
| 4 | $10,052 | 6.750% | — | 12 | −$3,698 | |
| 5 | $10,369 | 6.750% | — | 23 | −$3,381 | |
| 6 | $11,335 | 6.438% | — | 12 | −$2,415 | |
| 7 | $11,416 | 6.750% | — | 16 | −$2,334 | |
| 8 | $12,615 | 6.812% | — | 6 | −$1,135 | |
| 9 | $12,894 | 6.812% | — | 8 | −$856 | |
| 10 | $14,242 | 6.812% | — | 10 | +$492 | |
| 11 | $14,420 | 6.875% | — | 35 | +$670 | |
| 12 | $14,866 | 6.625% | — | 109 | +$1,116 | |
| 13 | $15,415 | 6.750% | — | 12 | +$1,665 | |
| 14 | $16,028 | 6.625% | — | 9 | +$2,278 | |
| 15 | $17,050 | 6.750% | — | 15 | +$3,300 | |
| 16 | $17,196 | 6.375% | — | 9 | +$3,446 | |
| 17 | $17,911 | 6.625% | — | 202 | +$4,161 | |
| 18 | $18,609 | 7.125% | — | 13 | +$4,859 | |
| 19 | $19,643 | 6.625% | — | 39 | +$5,893 | |
| 20 | $22,028 | 6.562% | — | 16 | +$8,278 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.