Purchase Originations
2,215
Ranked #205 nationally
Median Total Costs
$8,676
+29.9% vs national ($6,680)
↓ $1,227 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$3,080
Median Lender Credits
$1,000
Cost Rank (500+ vol.)
#482
among lenders with 500+ originations
Denial Rate
2.2%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,697 | 6.625% | $7,481 | $2,902 |
| fha | 374 | 6.500% | $17,084 | $3,693 |
| va | 141 | 6.500% | $10,498 | $3,575 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 1,543 | 6.625% | $8,998 | #14 |
| Pennsylvania | 179 | 6.750% | $7,577 | #114 |
| Florida | 128 | 6.750% | $6,353 | #203 |
| New Jersey | 103 | 6.625% | $13,554 | #110 |
| Alabama | 66 | 6.625% | $6,701 | #119 |
| Texas | 43 | 6.500% | $9,538 | — |
| Connecticut | 27 | 6.625% | $10,676 | — |
| Michigan | 27 | 6.375% | $4,769 | — |
| Virginia | 17 | 6.750% | $8,945 | — |
| South Carolina | 15 | 6.625% | $9,907 | — |
| North Carolina | 11 | 6.625% | $9,620 | — |
| Utah | 10 | 6.750% | $4,672 | — |
| New Hampshire | 8 | 6.625% | $6,088 | — |
| Maryland | 6 | 6.375% | $13,058 | — |
| Georgia | 5 | 6.750% | $5,816 | — |
| Massachusetts | 5 | 6.750% | $9,949 | — |
| Tennessee | 5 | 6.625% | $9,883 | — |
| Washington | 3 | 5.750% | $23,235 | — |
| Illinois | 2 | 6.875% | $10,252 | — |
| Indiana | 2 | 6.562% | $3,115 | — |
| California | 1 | 6.875% | $6,955 | — |
| Louisiana | 1 | 7.375% | $8,144 | — |
| Maine | 1 | 6.750% | $9,126 | — |
| Minnesota | 1 | 6.625% | $4,517 | — |
| Ohio | 1 | 6.250% | $18,759 | — |
| Oklahoma | 1 | 5.625% | $11,306 | — |
| Oregon | 1 | 6.500% | $8,002 | — |
| Rhode Island | 1 | 7.000% | $8,440 | — |
| Wisconsin | 1 | 6.500% | $6,296 | — |
| West Virginia | 1 | 7.125% | $10,125 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,984 | 6.750% | — | 56 | −$2,692 | |
| 2 | $6,109 | 6.625% | — | 14 | −$2,567 | |
| 3 | $6,417 | 6.500% | — | 10 | −$2,259 | |
| 4 | $6,865 | 6.875% | — | 61 | −$1,811 | |
| 5 | $7,531 | 6.625% | — | 15 | −$1,145 | |
| 6 | $7,583 | 6.625% | — | 45 | −$1,093 | |
| 7 | $8,061 | 6.562% | — | 14 | −$615 | |
| 8 | $8,099 | 6.625% | — | 766 | −$577 | |
| 9 | $8,145 | 6.625% | — | 21 | −$531 | |
| 10 | $8,384 | 6.625% | — | 349 | −$292 | |
| 11 | $8,425 | 6.625% | — | 13 | −$251 | |
| 12 | $9,245 | 6.562% | — | 46 | +$569 | |
| 13 | $9,415 | 6.500% | — | 118 | +$739 | |
| 14 | $10,479 | 6.812% | — | 12 | +$1,803 | |
| 15 | $12,033 | 6.625% | — | 25 | +$3,357 | |
| 16 | $12,924 | 6.625% | — | 13 | +$4,248 | |
| 17 | $13,650 | 6.750% | — | 22 | +$4,974 | |
| 18 | $13,772 | 6.562% | — | 32 | +$5,096 | |
| 19 | $14,302 | 6.625% | — | 71 | +$5,626 | |
| 20 | $15,552 | 6.625% | — | 73 | +$6,876 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Contour Mortgage Corporation | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $485,000 | $335,000 | +$150,000 (+44.8%) |
| Median total closing costs | $8,676 | $7,127 | +$1,549 (+21.7%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.