Purchase Originations
3,392
Ranked #147 nationally
Median Total Costs
$6,135
−8.2% vs national ($6,680)
↓ $101 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$1,688
Median Lender Credits
$318
Cost Rank (500+ vol.)
#290
among lenders with 500+ originations
Denial Rate
1.7%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,243 | 6.750% | $5,267 | $1,550 |
| fha | 866 | 6.500% | $10,258 | $1,894 |
| va | 252 | 6.250% | $7,319 | $1,795 |
| usda | 31 | 6.375% | $6,036 | $1,789 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New Jersey | 1,263 | 6.625% | $6,010 | #10 |
| Pennsylvania | 832 | 6.625% | $5,921 | #27 |
| Florida | 329 | 6.500% | $7,736 | #118 |
| Illinois | 284 | 6.750% | $6,131 | #71 |
| Texas | 151 | 6.625% | $7,151 | #232 |
| Massachusetts | 122 | 6.625% | $4,986 | #81 |
| Maine | 103 | 6.250% | $4,590 | #24 |
| Louisiana | 83 | 6.390% | $7,125 | #61 |
| Maryland | 54 | 6.625% | $9,096 | #135 |
| Virginia | 31 | 6.625% | $7,052 | — |
| South Carolina | 25 | 6.625% | $5,498 | — |
| Mississippi | 24 | 6.500% | $7,829 | — |
| Ohio | 22 | 6.875% | $4,264 | — |
| Georgia | 14 | 6.625% | $6,364 | — |
| North Carolina | 11 | 6.750% | $5,276 | — |
| Delaware | 7 | 6.750% | $5,445 | — |
| Indiana | 7 | 6.490% | $4,316 | — |
| West Virginia | 5 | 6.500% | $5,264 | — |
| Alabama | 4 | 7.250% | $3,537 | — |
| New Hampshire | 4 | 6.058% | $9,715 | — |
| Kentucky | 3 | 6.875% | $4,281 | — |
| Michigan | 3 | 6.490% | $4,674 | — |
| Arkansas | 2 | 6.250% | $5,830 | — |
| Colorado | 2 | 6.500% | $5,654 | — |
| Connecticut | 2 | 6.683% | $5,920 | — |
| District of Columbia | 2 | 6.625% | $39,323 | — |
| Wisconsin | 2 | 6.308% | $5,479 | — |
| Tennessee | 1 | 6.750% | $6,578 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,277 | 6.750% | — | 67 | −$1,858 | |
| 2 | $4,779 | 6.875% | — | 53 | −$1,356 | |
| 3 | $5,009 | 6.500% | — | 31 | −$1,126 | |
| 4 | $5,046 | 6.750% | — | 59 | −$1,089 | |
| 5 | $5,403 | 6.625% | — | 296 | −$732 | |
| 6 | $5,433 | 6.750% | — | 62 | −$702 | |
| 7 | $5,483 | 6.750% | — | 359 | −$652 | |
| 8 | $5,734 | 6.625% | — | 282 | −$401 | |
| 9 | $5,837 | 6.750% | — | 31 | −$298 | |
| 10 | $5,851 | 6.625% | — | 177 | −$284 | |
| 11 | $6,035 | 6.625% | — | 42 | −$100 | |
| 12 | $6,331 | 6.625% | — | 45 | +$196 | |
| 13 | $6,493 | 6.875% | — | 54 | +$358 | |
| 14 | $6,512 | 6.625% | — | 248 | +$377 | |
| 15 | $6,818 | 6.875% | — | 37 | +$683 | |
| 16 | $6,903 | 6.625% | — | 50 | +$768 | |
| 17 | $7,005 | 6.390% | — | 63 | +$870 | |
| 18 | $7,596 | 6.625% | — | 99 | +$1,461 | |
| 19 | $7,839 | 6.500% | — | 72 | +$1,704 | |
| 20 | $8,288 | 6.625% | — | 59 | +$2,153 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Affordable Mortgage Advisors, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $295,000 | $335,000 | −$40,000 (−11.9%) |
| Median total closing costs | $6,135 | $7,127 | −$992 (−13.9%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.