RIGHT START MORTGAGE, INC. closing costs and rates (2024)
In 2024, RIGHT START MORTGAGE, INC. originated 2,096 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $11,833. That ranks #212 nationally by origination volume. For total closing costs among lenders with 500+ originations, RIGHT START MORTGAGE, INC. ranks #591. That is $5,092 above the national median of $6,741. RIGHT START MORTGAGE, INC. is most active in Texas with 1,451 originations there.
Purchase Originations
2,096
Ranked #212 nationally
Median Total Costs
$11,833
+75.5% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$5,012
Median Lender Credits
$195
Cost Rank (500+ vol.)
#591
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 1,114 | 6.750% | $13,620 | $4,977 |
| conventional | 769 | 6.875% | $9,021 | $5,084 |
| va | 191 | 6.625% | $12,479 | $5,796 |
| usda | 22 | 6.500% | $7,124 | $2,319 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 1,451 | 6.750% | $11,340 | #43 |
| Florida | 240 | 6.990% | $18,470 | #149 |
| Washington | 63 | 6.990% | $12,466 | #130 |
| Idaho | 47 | 6.875% | $18,667 | — |
| Arizona | 46 | 6.433% | $13,736 | — |
| Georgia | 39 | 6.625% | $9,892 | — |
| Tennessee | 37 | 6.750% | $8,697 | — |
| Oklahoma | 35 | 6.490% | $6,877 | — |
| California | 29 | 6.625% | $12,776 | — |
| New Mexico | 29 | 6.625% | $10,219 | — |
| Colorado | 22 | 6.688% | $15,449 | — |
| Ohio | 20 | 6.990% | $6,712 | — |
| Indiana | 9 | 6.750% | $8,275 | — |
| Nevada | 8 | 6.558% | $11,802 | — |
| Louisiana | 5 | 7.250% | $12,234 | — |
| Oregon | 5 | 6.875% | $9,242 | — |
| Kansas | 4 | 6.750% | $7,311 | — |
| Kentucky | 2 | 7.188% | $8,026 | — |
| North Carolina | 2 | 6.875% | $10,268 | — |
| Arkansas | 1 | 6.990% | $9,057 | — |
| Mississippi | 1 | 6.625% | $11,610 | — |
| South Carolina | 1 | 6.250% | $18,663 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,461 | 6.625% | — | 59 | −$4,372 | |
| 2 | $8,397 | 7.125% | — | 79 | −$3,436 | |
| 3 | $9,951 | 6.874% | — | 134 | −$1,882 | |
| 4 | $10,866 | 7.058% | — | 44 | −$967 | |
| 5 | $11,236 | 6.750% | — | 25 | −$597 | |
| 6 | $11,488 | 6.490% | — | 34 | −$345 | |
| 7 | $11,764 | 7.125% | — | 28 | −$69 | |
| 8 | $11,956 | 6.750% | — | 48 | +$123 | |
| 9 | $12,493 | 6.750% | — | 156 | +$660 | |
| 10 | $12,588 | 7.125% | — | 83 | +$755 | |
| 11 | $12,657 | 6.933% | — | 30 | +$824 | |
| 12 | $12,665 | 6.625% | — | 285 | +$832 | |
| 13 | $13,111 | 7.000% | — | 37 | +$1,278 | |
| 14 | $13,139 | 6.875% | — | 57 | +$1,306 | |
| 15 | $14,678 | 6.490% | — | 21 | +$2,845 | |
| 16 | $15,204 | 6.625% | — | 23 | +$3,371 | |
| 17 | $15,549 | 6.250% | — | 24 | +$3,716 | |
| 18 | $17,382 | 6.933% | — | 26 | +$5,549 | |
| 19 | $19,110 | 6.812% | — | 36 | +$7,277 | |
| 20 | $23,015 | 7.125% | — | 109 | +$11,182 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.