PANORAMA MORTGAGE GROUP, LLC closing costs and rates (2024)
In 2024, PANORAMA MORTGAGE GROUP, LLC originated 1,104 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $12,471. That ranks #349 nationally by origination volume. For total closing costs among lenders with 500+ originations, PANORAMA MORTGAGE GROUP, LLC ranks #598. That is $5,730 above the national median of $6,741. PANORAMA MORTGAGE GROUP, LLC is most active in Oregon with 226 originations there.
Purchase Originations
1,104
Ranked #349 nationally
Median Total Costs
$12,471
+85.0% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$6,603
Median Lender Credits
$390
Cost Rank (500+ vol.)
#598
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 609 | 6.990% | $9,536 | $6,115 |
| fha | 436 | 6.625% | $17,014 | $7,283 |
| va | 53 | 6.625% | $11,785 | $6,095 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Oregon | 226 | 6.500% | $11,444 | #39 |
| New Jersey | 180 | 6.750% | $15,277 | #72 |
| Georgia | 176 | 7.000% | $12,989 | #104 |
| California | 103 | 6.500% | $14,576 | #201 |
| Nevada | 97 | 6.625% | $14,212 | #66 |
| Florida | 85 | 6.990% | $12,801 | #264 |
| Texas | 34 | 6.688% | $10,931 | — |
| Illinois | 29 | 6.750% | $13,292 | — |
| Washington | 26 | 6.750% | $13,806 | — |
| North Carolina | 21 | 7.125% | $8,551 | — |
| Kansas | 20 | 7.000% | $8,867 | — |
| Virginia | 20 | 6.990% | $14,545 | — |
| Missouri | 15 | 6.875% | $7,902 | — |
| Arizona | 12 | 6.625% | $8,702 | — |
| New Mexico | 9 | 6.750% | $8,576 | — |
| Pennsylvania | 9 | 6.750% | $10,165 | — |
| Tennessee | 7 | 6.990% | $8,404 | — |
| Connecticut | 6 | 6.812% | $12,824 | — |
| Ohio | 4 | 6.938% | $7,134 | — |
| Wisconsin | 4 | 6.875% | $5,179 | — |
| Colorado | 3 | 6.250% | $11,954 | — |
| Maryland | 3 | 6.750% | $12,342 | — |
| South Carolina | 3 | 6.250% | $9,326 | — |
| Hawaii | 2 | 5.562% | $27,261 | — |
| Indiana | 2 | 7.183% | $4,040 | — |
| Louisiana | 2 | 6.188% | $10,939 | — |
| District of Columbia | 1 | 6.125% | $9,878 | — |
| Minnesota | 1 | 7.125% | $4,811 | — |
| Mississippi | 1 | 7.250% | $13,072 | — |
| Montana | 1 | 6.625% | $8,727 | — |
| New Hampshire | 1 | 6.875% | $5,254 | — |
| Oklahoma | 1 | 7.250% | $13,094 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,785 | 6.750% | — | 18 | −$4,686 | |
| 2 | $8,500 | 6.990% | — | 13 | −$3,971 | |
| 3 | $9,745 | 6.875% | — | 12 | −$2,726 | |
| 4 | $10,245 | 6.125% | — | 29 | −$2,226 | |
| 5 | $10,559 | 7.375% | — | 15 | −$1,912 | |
| 6 | $10,784 | 6.812% | — | 18 | −$1,687 | |
| 7 | $11,144 | 6.625% | — | 15 | −$1,327 | |
| 8 | $11,281 | 6.625% | — | 28 | −$1,190 | |
| 9 | $11,834 | 6.490% | — | 25 | −$637 | |
| 10 | $11,962 | 6.625% | — | 35 | −$509 | |
| 11 | $12,457 | 7.125% | — | 14 | −$14 | |
| 12 | $12,690 | 6.375% | — | 13 | +$219 | |
| 13 | $12,799 | 6.812% | — | 22 | +$328 | |
| 14 | $13,308 | 6.933% | — | 42 | +$837 | |
| 15 | $13,508 | 6.990% | — | 64 | +$1,037 | |
| 16 | $13,806 | 6.625% | — | 29 | +$1,335 | |
| 17 | $13,913 | 6.625% | — | 87 | +$1,442 | |
| 18 | $15,269 | 6.250% | — | 39 | +$2,798 | |
| 19 | $16,166 | 6.500% | — | 39 | +$3,695 | |
| 20 | $19,486 | 6.625% | — | 40 | +$7,015 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.