NMSI, INC. closing costs and rates (2024)
In 2024, NMSI, INC. originated 2,357 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $9,535. That ranks #192 nationally by origination volume. For total closing costs among lenders with 500+ originations, NMSI, INC. ranks #528. That is $2,794 above the national median of $6,741. NMSI, INC. is most active in California with 1,432 originations there.
Purchase Originations
2,357
Ranked #192 nationally
Median Total Costs
$9,535
+41.5% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$5,535
Median Lender Credits
$3,566
Cost Rank (500+ vol.)
#528
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,312 | 6.875% | $9,400 | $5,570 |
| fha | 45 | 6.125% | $18,111 | $3,233 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 1,432 | 6.875% | $10,544 | #30 |
| Colorado | 163 | 6.625% | $6,722 | #80 |
| Georgia | 126 | 6.625% | $9,228 | #128 |
| Texas | 112 | 6.875% | $9,972 | #259 |
| Washington | 74 | 6.625% | $9,465 | #121 |
| Florida | 72 | 6.875% | $11,459 | #277 |
| Arizona | 71 | 6.750% | $8,796 | #123 |
| Oregon | 43 | 6.875% | $7,433 | — |
| Virginia | 43 | 7.125% | $9,336 | — |
| Maryland | 38 | 6.875% | $12,514 | — |
| North Carolina | 34 | 6.750% | $6,953 | — |
| Illinois | 28 | 6.875% | $7,700 | — |
| Michigan | 24 | 7.062% | $8,812 | — |
| Utah | 16 | 6.750% | $5,173 | — |
| Tennessee | 14 | 6.500% | $5,269 | — |
| Nevada | 13 | 6.625% | $4,859 | — |
| New Jersey | 12 | 6.812% | $8,528 | — |
| South Carolina | 9 | 6.875% | $6,971 | — |
| Pennsylvania | 7 | 7.000% | $9,589 | — |
| Minnesota | 6 | 6.250% | $7,494 | — |
| Connecticut | 5 | 7.125% | $9,152 | — |
| Alabama | 4 | 6.812% | $10,606 | — |
| Louisiana | 4 | 7.500% | $7,879 | — |
| Delaware | 2 | 8.062% | $16,583 | — |
| Hawaii | 2 | 6.188% | $6,219 | — |
| Idaho | 2 | 6.312% | $13,740 | — |
| Wisconsin | 1 | 6.875% | $5,375 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,188 | 6.875% | — | 66 | −$4,347 | |
| 2 | $5,727 | 6.875% | — | 29 | −$3,808 | |
| 3 | $6,796 | 6.500% | — | 26 | −$2,739 | |
| 4 | $6,956 | 6.625% | — | 23 | −$2,579 | |
| 5 | $7,067 | 6.625% | — | 23 | −$2,468 | |
| 6 | $7,139 | 6.875% | — | 23 | −$2,396 | |
| 7 | $7,811 | 6.625% | — | 25 | −$1,724 | |
| 8 | $8,003 | 6.750% | — | 85 | −$1,532 | |
| 9 | $8,099 | 6.625% | — | 34 | −$1,436 | |
| 10 | $8,674 | 6.625% | — | 61 | −$861 | |
| 11 | $8,883 | 6.875% | — | 73 | −$652 | |
| 12 | $9,046 | 6.875% | — | 57 | −$489 | |
| 13 | $9,559 | 6.625% | — | 77 | +$24 | |
| 14 | $9,713 | 6.625% | — | 30 | +$178 | |
| 15 | $9,717 | 6.875% | — | 23 | +$182 | |
| 16 | $10,368 | 6.875% | — | 105 | +$833 | |
| 17 | $11,197 | 6.875% | — | 239 | +$1,662 | |
| 18 | $12,199 | 6.875% | — | 143 | +$2,664 | |
| 19 | $12,425 | 6.875% | — | 462 | +$2,890 | |
| 20 | $15,806 | 7.000% | — | 21 | +$6,271 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.