Axos Bank closing costs and rates (2024)
In 2024, Axos Bank originated 222 purchase mortgages at a median interest rate of 7.00% and median total closing costs of $8,222. That is $1,481 above the national median of $6,741. Axos Bank is most active in California with 88 originations there.
Purchase Originations
222
Median Total Costs
$8,222
+22.0% vs national ($6,741)
Median Rate
7.000%
+5.7% vs national (6.620%)
Median Origination
$1,882
Median Lender Credits
$1,112
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 216 | 7.125% | $7,979 | $1,708 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 88 | 7.625% | $15,779 | #212 |
| Arizona | 13 | 6.625% | $6,075 | — |
| Florida | 12 | 6.875% | $9,994 | — |
| Washington | 12 | 7.062% | $14,785 | — |
| Texas | 11 | 7.375% | $13,901 | — |
| New York | 9 | 6.500% | $7,433 | — |
| Nevada | 8 | 6.375% | $3,416 | — |
| Ohio | 7 | 6.625% | $3,283 | — |
| South Carolina | 7 | 6.625% | $4,092 | — |
| Georgia | 5 | 6.875% | $3,701 | — |
| Pennsylvania | 5 | 7.125% | $3,885 | — |
| North Carolina | 4 | 7.062% | $6,897 | — |
| Oregon | 4 | 6.625% | $7,419 | — |
| Tennessee | 4 | 7.062% | $18,714 | — |
| Illinois | 3 | 7.125% | $9,049 | — |
| Arkansas | 2 | 6.312% | $2,489 | — |
| Colorado | 2 | 6.938% | $7,849 | — |
| Iowa | 2 | 6.750% | $2,134 | — |
| Indiana | 2 | 6.938% | $1,672 | — |
| Massachusetts | 2 | 7.625% | $4,707 | — |
| Michigan | 2 | 6.875% | $4,420 | — |
| Mississippi | 2 | 6.688% | $2,587 | — |
| Nebraska | 2 | 5.388% | $2,178 | — |
| New Jersey | 2 | 7.688% | $30,886 | — |
| Connecticut | 1 | 7.125% | $4,065 | — |
| Delaware | 1 | 6.500% | $3,980 | — |
| Idaho | 1 | 6.625% | $2,010 | — |
| Kentucky | 1 | 6.500% | $2,978 | — |
| Maryland | 1 | 7.250% | $6,073 | — |
| Missouri | 1 | 6.625% | $1,466 | — |
| New Mexico | 1 | 7.000% | $5,456 | — |
| Oklahoma | 1 | 6.375% | $14,190 | — |
| Utah | 1 | 6.875% | $18,952 | — |
| Virginia | 1 | 7.000% | $3,638 | — |
| Wisconsin | 1 | 6.875% | $1,575 | — |
| Wyoming | 1 | 6.500% | $2,931 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,204 | 6.625% | — | 3 | −$5,018 | |
| 2 | $3,937 | 6.875% | — | 2 | −$4,285 | |
| 3 | $5,978 | 4.950% | — | 18 | −$2,244 | |
| 4 | $6,075 | 6.625% | — | 9 | −$2,147 | |
| 5 | $7,266 | 6.375% | — | 6 | −$956 | |
| 6 | $8,991 | 6.125% | — | 2 | +$769 | |
| 7 | $9,731 | 7.812% | — | 2 | +$1,509 | |
| 8 | $11,304 | 7.625% | — | 3 | +$3,082 | |
| 9 | $12,882 | 7.000% | — | 3 | +$4,660 | |
| 10 | $13,172 | 7.062% | — | 4 | +$4,950 | |
| 11 | $14,471 | 7.750% | — | 5 | +$6,249 | |
| 12 | $18,816 | 8.250% | — | 5 | +$10,594 | |
| 13 | $19,065 | 7.250% | — | 2 | +$10,843 | |
| 14 | $22,945 | 7.812% | — | 20 | +$14,723 | |
| 15 | $23,501 | 7.625% | — | 11 | +$15,279 | |
| 16 | $26,869 | 7.750% | — | 4 | +$18,647 | |
| 17 | $28,979 | 7.875% | — | 5 | +$20,757 | |
| 18 | $31,835 | 7.500% | — | 2 | +$23,613 | |
| 19 | $36,398 | 7.688% | — | 6 | +$28,176 | |
| 20 | $58,944 | 7.750% | — | 7 | +$50,722 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.