ALAMEDA MORTGAGE CORPORATION closing costs and rates (2024)
In 2024, ALAMEDA MORTGAGE CORPORATION originated 1,669 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $9,941. That ranks #258 nationally by origination volume. For total closing costs among lenders with 500+ originations, ALAMEDA MORTGAGE CORPORATION ranks #545. That is $3,200 above the national median of $6,741. ALAMEDA MORTGAGE CORPORATION is most active in California with 1,120 originations there.
Purchase Originations
1,669
Ranked #258 nationally
Median Total Costs
$9,941
+47.5% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$4,690
Median Lender Credits
$164
Cost Rank (500+ vol.)
#545
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,108 | 6.875% | $8,175 | $4,285 |
| fha | 441 | 6.500% | $15,124 | $4,966 |
| va | 117 | 6.250% | $13,256 | $6,174 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 1,120 | 6.625% | $11,414 | #39 |
| Tennessee | 172 | 6.990% | $6,006 | #87 |
| Georgia | 57 | 6.750% | $8,035 | #186 |
| Utah | 55 | 6.990% | $12,141 | #78 |
| Arizona | 49 | 7.125% | $8,427 | — |
| Colorado | 47 | 6.990% | $4,483 | — |
| Nevada | 33 | 6.625% | $7,579 | — |
| Hawaii | 23 | 6.500% | $21,048 | — |
| Illinois | 23 | 6.990% | $7,246 | — |
| Texas | 14 | 6.500% | $13,254 | — |
| Minnesota | 13 | 6.990% | $5,569 | — |
| Florida | 8 | 7.058% | $9,711 | — |
| Idaho | 8 | 6.750% | $7,868 | — |
| Wisconsin | 7 | 6.500% | $5,932 | — |
| Alabama | 5 | 6.750% | $10,308 | — |
| Indiana | 5 | 6.490% | $6,923 | — |
| Oregon | 5 | 6.990% | $9,405 | — |
| North Carolina | 4 | 6.812% | $6,231 | — |
| Washington | 4 | 7.125% | $6,503 | — |
| Oklahoma | 3 | 6.500% | $4,905 | — |
| Virginia | 3 | 7.125% | $4,986 | — |
| Maryland | 2 | 6.495% | $11,312 | — |
| Missouri | 2 | 6.308% | $10,130 | — |
| Pennsylvania | 2 | 7.000% | $4,994 | — |
| Montana | 1 | 8.125% | $13,146 | — |
| North Dakota | 1 | 6.625% | $11,384 | — |
| New Jersey | 1 | 6.875% | $7,054 | — |
| Ohio | 1 | 6.875% | $5,209 | — |
| South Carolina | 1 | 7.375% | $7,147 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,272 | 6.990% | — | 92 | −$4,669 | |
| 2 | $7,825 | 6.990% | — | 25 | −$2,116 | |
| 3 | $7,904 | 6.990% | — | 21 | −$2,037 | |
| 4 | $7,922 | 6.625% | — | 17 | −$2,019 | |
| 5 | $8,044 | 6.812% | — | 20 | −$1,897 | |
| 6 | $8,207 | 6.625% | — | 54 | −$1,734 | |
| 7 | $8,247 | 7.188% | — | 42 | −$1,694 | |
| 8 | $8,280 | 6.990% | — | 20 | −$1,661 | |
| 9 | $8,579 | 6.625% | — | 29 | −$1,362 | |
| 10 | $8,600 | 6.625% | — | 38 | −$1,341 | |
| 11 | $8,939 | 6.875% | — | 57 | −$1,002 | |
| 12 | $10,130 | 6.625% | — | 25 | +$189 | |
| 13 | $11,084 | 6.433% | — | 38 | +$1,143 | |
| 14 | $11,233 | 6.990% | — | 40 | +$1,292 | |
| 15 | $11,281 | 6.375% | — | 22 | +$1,340 | |
| 16 | $11,980 | 6.500% | — | 21 | +$2,039 | |
| 17 | $12,070 | 6.625% | — | 363 | +$2,129 | |
| 18 | $12,768 | 6.625% | — | 117 | +$2,827 | |
| 19 | $13,852 | 6.625% | — | 36 | +$3,911 | |
| 20 | $15,657 | 6.500% | — | 123 | +$5,716 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.