FOURLEAF closing costs and rates (2024)
In 2024, FOURLEAF originated 769 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $6,272. That ranks #465 nationally by origination volume. For total closing costs among lenders with 500+ originations, FOURLEAF ranks #304. That is $469 below the national median of $6,741. FOURLEAF is most active in New York with 507 originations there.
Purchase Originations
769
Ranked #465 nationally
Median Total Costs
$6,272
−7.0% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$725
Median Lender Credits
$500
Cost Rank (500+ vol.)
#304
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 751 | 6.500% | $6,308 | $725 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 507 | 6.500% | $6,066 | #47 |
| Illinois | 44 | 6.500% | $7,191 | — |
| New Jersey | 43 | 6.500% | $6,884 | — |
| Florida | 38 | 6.500% | $9,086 | — |
| Massachusetts | 27 | 6.500% | $5,816 | — |
| California | 21 | 6.125% | $7,607 | — |
| Connecticut | 11 | 6.375% | $5,934 | — |
| North Carolina | 10 | 6.438% | $4,502 | — |
| Washington | 10 | 6.500% | $6,064 | — |
| Maine | 7 | 6.250% | $4,434 | — |
| Pennsylvania | 7 | 6.500% | $6,792 | — |
| South Carolina | 6 | 6.500% | $5,381 | — |
| Virginia | 5 | 6.625% | $5,784 | — |
| Arizona | 4 | 6.750% | $6,424 | — |
| Minnesota | 3 | 6.625% | $5,914 | — |
| Nevada | 3 | 7.000% | $9,332 | — |
| Ohio | 3 | 6.500% | $6,411 | — |
| Tennessee | 3 | 6.750% | $5,542 | — |
| Colorado | 2 | 6.500% | $4,700 | — |
| Delaware | 2 | 6.375% | $8,048 | — |
| Maryland | 2 | 6.562% | $7,859 | — |
| Rhode Island | 2 | 6.062% | $5,022 | — |
| Utah | 2 | 6.500% | $5,162 | — |
| Alabama | 1 | 6.625% | $3,778 | — |
| Georgia | 1 | 6.500% | $5,760 | — |
| Indiana | 1 | 6.625% | $4,666 | — |
| Louisiana | 1 | 6.875% | $4,842 | — |
| Michigan | 1 | 7.125% | $4,030 | — |
| Oklahoma | 1 | 6.375% | $7,067 | — |
| Wisconsin | 1 | 6.375% | $4,827 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,512 | 6.500% | — | 30 | −$2,760 | |
| 2 | $4,412 | 6.500% | — | 51 | −$1,860 | |
| 3 | $4,434 | 6.250% | — | 7 | −$1,838 | |
| 4 | $5,717 | 6.438% | — | 6 | −$555 | |
| 5 | $5,816 | 6.750% | — | 5 | −$456 | |
| 6 | $5,872 | 6.312% | — | 6 | −$400 | |
| 7 | $5,905 | 6.562% | — | 6 | −$367 | |
| 8 | $5,984 | 6.500% | — | 184 | −$288 | |
| 9 | $6,117 | 6.188% | — | 8 | −$155 | |
| 10 | $6,207 | 6.500% | — | 29 | −$65 | |
| 11 | $6,272 | 6.250% | — | 9 | +$0 | |
| 12 | $6,667 | 6.500% | — | 165 | +$395 | |
| 13 | $6,941 | 6.562% | — | 6 | +$669 | |
| 14 | $7,050 | 6.500% | — | 35 | +$778 | |
| 15 | $7,176 | 6.250% | — | 9 | +$904 | |
| 16 | $7,844 | 6.375% | — | 5 | +$1,572 | |
| 17 | $8,168 | 6.500% | — | 5 | +$1,896 | |
| 18 | $8,780 | 6.500% | — | 17 | +$2,508 | |
| 19 | $9,246 | 6.500% | — | 7 | +$2,974 | |
| 20 | $10,415 | 6.375% | — | 6 | +$4,143 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.