Homebuyers in Montgomery County County who chose VELOCIO MORTGAGE L.L.C. paid $8,098 less in closing costs than the county median.
County Median Costs
$8,098
−3.6% vs Texas ($8,397)
Median Rate
6.000%
−7.5% vs national (6.490%)
Median Origination
$1,713
Purchase Originations
12,862
Denial Rate
12.4%
vs Texas avg (12.0%)
vs Texas Median
3.6% below
$-299
vs National Median
21.2% above
$1,418
125 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $475 | 6.188% | $0 | 12 | −$6,470 | |
| 2 | $546 | 5.245% | $0 | 30 | −$6,399 | |
| 3 | $1,045 | 5.500% | $0 | 125 | −$5,900 | |
| 4 | $1,414 | 6.500% | $0 | 24 | −$5,531 | |
| 5 | $2,171 | 5.990% | $0 | 84 | −$4,774 | |
| 6 | $2,392 | 6.375% | $0 | 11 | −$4,553 | |
| 7 | $2,716 | 6.475% | $0 | 182 | −$4,228 | |
| 8 | $2,898 | 5.875% | $0 | 50 | −$4,047 | |
| 9 | $3,159 | 9.300% | $2,975 | 20 | −$3,786 | |
| 10 | $3,278 | 6.125% | $0 | 39 | −$3,667 | |
| 11 | $3,591 | 5.375% | $0 | 98 | −$3,354 | |
| 12 | $3,831 | 6.500% | $0 | 63 | −$3,114 | |
| 13 | $3,945 | 4.500% | $1,650 | 170 | −$3,000 | |
| 14 | $4,153 | 6.625% | $1,550 | 16 | −$2,792 | |
| 15 | $4,254 | 6.062% | $1,575 | 60 | −$2,691 | |
| 16 | $4,336 | 5.750% | $1,200 | 12 | −$2,609 | |
| 17 | $4,452 | 6.500% | $0 | 35 | −$2,493 | |
| 18 | $4,539 | 5.990% | $2,685 | 13 | −$2,406 | |
| 19 | $4,900 | 6.250% | $1,200 | 11 | −$2,045 | |
| 20 | $5,026 | 4.875% | $1,500 | 45 | −$1,919 | |
| 21 | $5,151 | 6.490% | $1,266 | 221 | −$1,794 | |
| 22 | $5,326 | 6.375% | $1,432 | 25 | −$1,619 | |
| 23 | $5,335 | 5.875% | $815 | 16 | −$1,610 | |
| 24 | $5,348 | 6.125% | $0 | 11 | −$1,597 | |
| 25 | $5,350 | 6.375% | $998 | 11 | −$1,595 |
Includes lenders with 10+ purchase originations in Montgomery County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.