Heritage Mortgage, LLC closing costs and rates (2024)
In 2024, Heritage Mortgage, LLC originated 822 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $6,297. That ranks #431 nationally by origination volume. For total closing costs among lenders with 500+ originations, Heritage Mortgage, LLC ranks #308. That is $444 below the national median of $6,741. Heritage Mortgage, LLC is most active in Alabama with 383 originations there.
Purchase Originations
822
Ranked #431 nationally
Median Total Costs
$6,297
−6.6% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$1,810
Median Lender Credits
$25
Cost Rank (500+ vol.)
#308
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 400 | 6.500% | $4,615 | $1,860 |
| fha | 276 | 5.990% | $11,161 | $2,107 |
| va | 142 | 5.990% | $3,426 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Alabama | 383 | 6.125% | $5,656 | #31 |
| Texas | 144 | 6.000% | $8,957 | #234 |
| Tennessee | 115 | 6.500% | $7,542 | #114 |
| North Carolina | 92 | 6.500% | $6,238 | #152 |
| Georgia | 88 | 6.125% | $5,715 | #147 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,973 | 6.000% | — | 25 | −$1,324 | |
| 2 | $5,092 | 5.500% | — | 16 | −$1,205 | |
| 3 | $5,255 | 6.250% | — | 54 | −$1,042 | |
| 4 | $5,328 | 6.625% | — | 27 | −$969 | |
| 5 | $5,602 | 6.000% | — | 92 | −$695 | |
| 6 | $5,632 | 6.188% | — | 14 | −$665 | |
| 7 | $5,812 | 6.500% | — | 33 | −$485 | |
| 8 | $5,986 | 6.250% | — | 50 | −$311 | |
| 9 | $5,997 | 6.125% | — | 203 | −$300 | |
| 10 | $7,184 | 6.000% | — | 35 | +$887 | |
| 11 | $7,794 | 5.625% | — | 11 | +$1,497 | |
| 12 | $7,977 | 6.250% | — | 15 | +$1,680 | |
| 13 | $8,016 | 6.490% | — | 9 | +$1,719 | |
| 14 | $8,202 | 6.625% | — | 49 | +$1,905 | |
| 15 | $8,481 | 6.625% | — | 15 | +$2,184 | |
| 16 | $8,719 | 6.125% | — | 17 | +$2,422 | |
| 17 | $9,855 | 6.375% | — | 33 | +$3,558 | |
| 18 | $10,944 | 6.125% | — | 36 | +$4,647 | |
| 19 | $11,480 | 6.000% | — | 37 | +$5,183 | |
| 20 | $13,478 | 5.812% | — | 12 | +$7,181 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.