Homebuyers in Butler County County who chose ARMCO CREDIT UNION paid $6,273 less in closing costs than the county median.
County Median Costs
$6,423
−1.2% vs Pennsylvania ($6,500)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,850
Purchase Originations
1,933
Denial Rate
5.1%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
1.2% below
$-77
vs National Median
3.9% below
$-257
37 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $150 | 8.000% | $150 | 15 | −$5,966 | |
| 2 | $2,791 | 6.490% | $706 | 19 | −$3,325 | |
| 3 | $3,319 | 6.625% | $650 | 46 | −$2,797 | |
| 4 | $4,296 | 6.625% | $250 | 33 | −$1,820 | |
| 5 | $4,347 | 6.375% | $0 | 72 | −$1,769 | |
| 6 | $4,578 | 6.750% | $500 | 29 | −$1,538 | |
| 7 | $5,141 | 6.500% | $1,648 | 29 | −$975 | |
| 8 | $5,198 | 6.250% | $1,395 | 14 | −$918 | |
| 9 | $5,345 | 6.375% | $1,498 | 26 | −$771 | |
| 10 | $5,469 | 6.750% | $1,364 | 10 | −$647 | |
| 11 | $5,802 | 6.625% | $1,506 | 44 | −$314 | |
| 12 | $5,873 | 6.750% | $1,695 | 18 | −$243 | |
| 13 | $5,875 | 6.625% | $1,722 | 13 | −$241 | |
| 14 | $5,898 | 6.125% | $1,697 | 52 | −$218 | |
| 15 | $5,933 | 6.500% | $1,984 | 28 | −$183 | |
| 16 | $5,978 | 6.688% | $1,550 | 38 | −$138 | |
| 17 | $5,978 | 6.875% | $2,198 | 10 | −$138 | |
| 18 | $5,994 | 6.624% | $2,283 | 124 | −$122 | |
| 19 | $6,223 | 6.625% | $2,275 | 77 | +$107 | |
| 20 | $6,349 | 6.625% | $3,104 | 83 | +$233 | |
| 21 | $6,705 | 6.688% | $3,029 | 22 | +$589 | |
| 22 | $6,724 | 6.750% | $1,550 | 13 | +$608 | |
| 23 | $6,750 | 6.990% | $3,540 | 11 | +$634 | |
| 24 | $6,764 | 6.625% | $1,695 | 31 | +$648 | |
| 25 | $6,861 | 6.438% | $1,502 | 66 | +$745 |
Includes lenders with 10+ purchase originations in Butler County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.