Purchase Originations
685
Ranked #507 nationally
Median Total Costs
$5,268
−21.1% vs national ($6,680)
↑ $78 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$1,500
Median Lender Credits
$356
Cost Rank (500+ vol.)
#218
among lenders with 500+ originations
Denial Rate
2.4%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 549 | 6.500% | $5,093 | $1,500 |
| fha | 89 | 6.250% | $7,736 | $1,455 |
| va | 40 | 6.312% | $6,494 | $1,618 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 519 | 6.500% | $5,277 | #44 |
| Ohio | 166 | 6.500% | $5,235 | #104 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,804 | 6.625% | — | 28 | −$464 | |
| 2 | $4,839 | 6.375% | — | 42 | −$429 | |
| 3 | $4,856 | 6.500% | — | 31 | −$412 | |
| 4 | $5,069 | 6.750% | — | 9 | −$199 | |
| 5 | $5,156 | 6.500% | — | 69 | −$112 | |
| 6 | $5,229 | 6.500% | — | 38 | −$39 | |
| 7 | $5,277 | 6.500% | — | 35 | +$9 | |
| 8 | $5,278 | 6.375% | — | 6 | +$10 | |
| 9 | $5,282 | 6.438% | — | 8 | +$14 | |
| 10 | $5,297 | 6.500% | — | 11 | +$29 | |
| 11 | $5,325 | 6.500% | — | 256 | +$57 | |
| 12 | $5,366 | 6.750% | — | 13 | +$98 | |
| 13 | $5,587 | 6.500% | — | 11 | +$319 | |
| 14 | $5,636 | 6.375% | — | 25 | +$368 | |
| 15 | $5,793 | 6.500% | — | 21 | +$525 | |
| 16 | $5,991 | 6.625% | — | 48 | +$723 | |
| 17 | $6,837 | 6.500% | — | 3 | +$1,569 | |
| 18 | $7,268 | 6.375% | — | 10 | +$2,000 | |
| 19 | $7,581 | 6.188% | — | 2 | +$2,313 | |
| 20 | $7,653 | 6.500% | — | 3 | +$2,385 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | West Penn Financial Service Center, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $205,000 | $335,000 | −$130,000 (−38.8%) |
| Median total closing costs | $5,268 | $7,127 | −$1,859 (−26.1%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.