WEST PENN FINANCIAL SERVICE CENTER, INC. closing costs and rates (2024)
In 2024, WEST PENN FINANCIAL SERVICE CENTER, INC. originated 761 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,190. That ranks #474 nationally by origination volume. For total closing costs among lenders with 500+ originations, WEST PENN FINANCIAL SERVICE CENTER, INC. ranks #222. That is $1,551 below the national median of $6,741. WEST PENN FINANCIAL SERVICE CENTER, INC. is most active in Pennsylvania with 577 originations there.
Purchase Originations
761
Ranked #474 nationally
Median Total Costs
$5,190
−23.0% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,500
Median Lender Credits
$500
Cost Rank (500+ vol.)
#222
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 603 | 6.625% | $4,931 | $1,500 |
| fha | 109 | 6.500% | $7,219 | $1,455 |
| va | 42 | 6.250% | $7,115 | $1,774 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 577 | 6.500% | $5,233 | #37 |
| Ohio | 184 | 6.688% | $5,044 | #97 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,433 | 6.750% | — | 11 | −$757 | |
| 2 | $4,598 | 6.625% | — | 33 | −$592 | |
| 3 | $4,800 | 6.625% | — | 51 | −$390 | |
| 4 | $4,821 | 6.375% | — | 9 | −$369 | |
| 5 | $4,920 | 6.500% | — | 38 | −$270 | |
| 6 | $4,929 | 6.625% | — | 17 | −$261 | |
| 7 | $4,983 | 6.500% | — | 101 | −$207 | |
| 8 | $5,109 | 6.375% | — | 30 | −$81 | |
| 9 | $5,138 | 6.500% | — | 3 | −$52 | |
| 10 | $5,370 | 6.500% | — | 266 | +$180 | |
| 11 | $5,422 | 6.625% | — | 56 | +$232 | |
| 12 | $5,471 | 6.375% | — | 32 | +$281 | |
| 13 | $5,587 | 6.625% | — | 29 | +$397 | |
| 14 | $5,608 | 6.938% | — | 22 | +$418 | |
| 15 | $5,623 | 6.250% | — | 16 | +$433 | |
| 16 | $5,791 | 6.375% | — | 6 | +$601 | |
| 17 | $5,978 | 6.812% | — | 16 | +$788 | |
| 18 | $6,430 | 6.562% | — | 6 | +$1,240 | |
| 19 | $6,920 | 6.750% | — | 5 | +$1,730 | |
| 20 | $7,982 | 6.375% | — | 3 | +$2,792 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.