Grade A · 0% of disclosures flagged for junk fees
Bank · Pennsylvania · NMLS #446303
Avg Closing Costs
$4,748
median across reports
vs. National Average
46%
above national avg
Avg Origination Charge
$2,234
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| lender_credits | $4,489 | $358 | 🔺 High |
| Title Insurance | $3,299 | $3,405 | 🟡 Average |
| Origination Fee | $2,234 | $1,618 | 🔴 Above Avg |
| discount_points | $1,712 | $1,883 | 🟡 Average |
| Underwriting Fee | $1,543 | $1,546 | 🟡 Average |
| Appraisal | $1,154 | $1,125 | 🟡 Average |
| Settlement/Closing Fee | $1,064 | $1,053 | 🟡 Average |
| Processing Fee | $842 | $841 | 🟡 Average |
| Title Search | $415 | $412 | 🟡 Average |
| Recording Fee | $372 | $364 | 🟡 Average |
| Rate Lock Fee | $346 | $370 | 🟡 Average |
| Document Preparation | $180 | $159 | 🔴 Above Avg |
| Tax Service Fee | $137 | $135 | 🟡 Average |
| Credit Report | $74 | $71 | 🟡 Average |
| Wire Transfer Fee | $73 | $72 | 🟡 Average |
| Courier/Delivery | $63 | $63 | 🟡 Average |
| Flood Certification | $26 | $25 | 🟡 Average |
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Based on 12,510 homebuyer-submitted Closing Disclosures, PNC Bank, N.A.'s median total closing costs are $4,748. This is about 46% above the $3,257 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Average Closing Costs by State
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Closing Costs in Pennsylvania
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Federal data snapshot (2025)
In 2025, PNC Bank, National Association originated 9,114 purchase loans with median closing costs of $4,836.
See 2025 HMDA market data for PNC Bank, National Association →Popular Refinance Pages
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.