S&T Bank closing costs and rates (2024)
In 2024, S&T Bank originated 548 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $4,386. That ranks #602 nationally by origination volume. For total closing costs among lenders with 500+ originations, S&T Bank ranks #147. That is $2,355 below the national median of $6,741. S&T Bank is most active in Pennsylvania with 486 originations there.
Purchase Originations
548
Ranked #602 nationally
Median Total Costs
$4,386
−34.9% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,150
Median Lender Credits
$3,000
Cost Rank (500+ vol.)
#147
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 548 | 6.750% | $4,386 | $1,150 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 486 | 6.750% | $4,249 | #45 |
| Ohio | 47 | 6.750% | $5,066 | — |
| Maryland | 6 | 6.500% | $11,134 | — |
| New Jersey | 4 | 6.812% | $7,322 | — |
| California | 2 | 6.938% | $22,393 | — |
| Florida | 2 | 6.438% | $4,528 | — |
| Tennessee | 1 | 6.375% | $4,956 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,063 | 6.750% | — | 23 | −$1,323 | |
| 2 | $3,174 | 6.750% | — | 8 | −$1,212 | |
| 3 | $3,191 | 6.750% | — | 10 | −$1,195 | |
| 4 | $3,509 | 6.750% | — | 5 | −$877 | |
| 5 | $3,556 | 6.625% | — | 30 | −$830 | |
| 6 | $3,764 | 6.625% | — | 57 | −$622 | |
| 7 | $3,859 | 6.750% | — | 29 | −$527 | |
| 8 | $4,087 | 6.875% | — | 135 | −$299 | |
| 9 | $4,274 | 6.875% | — | 9 | −$112 | |
| 10 | $4,560 | 6.625% | — | 55 | +$174 | |
| 11 | $4,644 | 6.750% | — | 13 | +$258 | |
| 12 | $4,867 | 6.750% | — | 13 | +$481 | |
| 13 | $4,868 | 6.750% | — | 10 | +$482 | |
| 14 | $5,031 | 6.750% | — | 13 | +$645 | |
| 15 | $6,070 | 6.625% | — | 16 | +$1,684 | |
| 16 | $6,467 | 6.750% | — | 11 | +$2,081 | |
| 17 | $6,581 | 6.562% | — | 6 | +$2,195 | |
| 18 | $7,479 | 6.375% | — | 6 | +$3,093 | |
| 19 | $10,762 | 6.750% | — | 22 | +$6,376 | |
| 20 | $11,830 | 6.812% | — | 10 | +$7,444 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.