State Financial Network, LLC closing costs and rates (2024)
In 2024, State Financial Network, LLC originated 136 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $3,607. That is $3,134 below the national median of $6,741. State Financial Network, LLC is most active in Pennsylvania with 128 originations there.
Purchase Originations
136
Median Total Costs
$3,607
−46.5% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$650
Median Lender Credits
$27
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 136 | 6.625% | $3,607 | $650 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 128 | 6.625% | $3,607 | #141 |
| Delaware | 5 | 6.500% | $3,498 | — |
| New Jersey | 2 | 6.500% | $4,266 | — |
| Maryland | 1 | 7.000% | $4,727 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,804 | 6.500% | — | 3 | −$803 | |
| 2 | $3,062 | 6.125% | — | 1 | −$545 | |
| 3 | $3,074 | 5.875% | — | 1 | −$533 | |
| 4 | $3,124 | 6.688% | — | 6 | −$483 | |
| 5 | $3,202 | 6.625% | — | 39 | −$405 | |
| 6 | $3,391 | 6.500% | — | 3 | −$216 | |
| 7 | $3,498 | 6.500% | — | 5 | −$109 | |
| 8 | $3,508 | 6.625% | — | 1 | −$99 | |
| 9 | $3,520 | 6.000% | — | 1 | −$87 | |
| 10 | $3,569 | 6.625% | — | 6 | −$38 | |
| 11 | $3,626 | 6.875% | — | 1 | +$19 | |
| 12 | $3,634 | 6.625% | — | 3 | +$27 | |
| 13 | $3,837 | 6.500% | — | 28 | +$230 | |
| 14 | $3,963 | 6.500% | — | 7 | +$356 | |
| 15 | $3,999 | 6.625% | — | 17 | +$392 | |
| 16 | $4,179 | 7.250% | — | 1 | +$572 | |
| 17 | $4,286 | 6.750% | — | 10 | +$679 | |
| 18 | $4,419 | 7.375% | — | 1 | +$812 | |
| 19 | $4,727 | 7.000% | — | 1 | +$1,120 | |
| 20 | $5,025 | 6.375% | — | 1 | +$1,418 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.