Lowest closing cost mortgage lenders in Davidson County County, North Carolina
In Davidson County, North Carolina, homebuyers paid a median of $5,952 in closing costs in 2024 — above the North Carolina median of $5,720. The county saw 2,134 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $814, which is $3,934 less than the county median.
Homebuyers in Davidson County County who chose PULTE MORTGAGE LLC paid $5,138 less in closing costs than the county median.
County Median Costs
$5,952
+4.1% vs North Carolina ($5,720)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,500
Purchase Originations
2,134
vs North Carolina Median
4.1% above
$232
vs National Median
11.7% below
$-789
Lender rankings in Davidson County County
28 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $814 | 6.500% | $0 | 17 | −$3,934 | |
| 2 | $2,343 | 5.625% | $0 | 73 | −$2,405 | |
| 3 | $3,244 | 6.625% | $919 | 27 | −$1,504 | |
| 4 | $3,815 | 6.625% | $1,444 | 22 | −$933 | |
| 5 | $3,895 | 6.625% | $1,450 | 19 | −$853 | |
| 6 | $3,923 | 6.438% | $1,797 | 12 | −$825 | |
| 7 | $4,011 | 6.875% | $1,415 | 29 | −$737 | |
| 8 | $4,318 | 6.933% | $1,589 | 10 | −$430 | |
| 9 | $4,321 | 6.562% | $2,108 | 10 | −$427 | |
| 10 | $4,360 | 6.525% | $2,430 | 164 | −$388 | |
| 11 | $4,716 | 6.551% | $2,114 | 19 | −$32 | |
| 12 | $4,738 | 7.000% | $2,290 | 36 | −$10 | |
| 13 | $4,767 | 6.625% | $2,475 | 51 | +$19 | |
| 14 | $4,864 | 6.625% | $2,316 | 15 | +$116 | |
| 15 | $5,213 | 6.990% | $2,925 | 18 | +$465 | |
| 16 | $5,387 | 6.875% | $3,313 | 51 | +$639 | |
| 17 | $5,486 | 6.625% | $3,765 | 55 | +$738 | |
| 18 | $5,661 | 6.625% | $3,438 | 31 | +$913 | |
| 19 | $5,697 | 6.875% | $3,464 | 20 | +$949 | |
| 20 | $5,794 | 6.625% | $3,596 | 11 | +$1,046 | |
| 21 | $5,873 | 6.750% | $3,435 | 54 | +$1,125 | |
| 22 | $6,293 | 6.625% | $4,493 | 12 | +$1,545 | |
| 23 | $6,379 | 6.875% | $3,694 | 153 | +$1,631 | |
| 24 | $6,669 | 8.500% | $3,877 | 13 | +$1,921 | |
| 25 | $6,840 | 6.750% | $4,390 | 17 | +$2,092 |
Includes lenders with 10+ purchase originations in Davidson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.