Homebuyers in Davidson County County who chose DHI MORTGAGE COMPANY, LTD. paid $3,901 less in closing costs than the county median.
County Median Costs
$6,426
+12.0% vs North Carolina ($5,736)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,460
Purchase Originations
2,037
Denial Rate
10.1%
vs North Carolina avg (9.1%)
vs North Carolina Median
12.0% above
$690
vs National Median
3.8% below
$-254
30 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,525 | 5.375% | $0 | 63 | −$2,395 | |
| 2 | $3,388 | 6.625% | $1,228 | 17 | −$1,532 | |
| 3 | $3,400 | 6.125% | $1,250 | 13 | −$1,520 | |
| 4 | $3,571 | 6.375% | $1,546 | 16 | −$1,349 | |
| 5 | $3,883 | 6.500% | $1,445 | 15 | −$1,037 | |
| 6 | $3,901 | 6.500% | $1,195 | 25 | −$1,019 | |
| 7 | $4,393 | 6.150% | $2,365 | 126 | −$527 | |
| 8 | $4,413 | 6.490% | $1,585 | 30 | −$507 | |
| 9 | $4,434 | 6.750% | $1,894 | 12 | −$486 | |
| 10 | $4,500 | 6.625% | $1,745 | 42 | −$420 | |
| 11 | $4,690 | 6.750% | $2,641 | 11 | −$230 | |
| 12 | $4,778 | 6.750% | $2,152 | 28 | −$142 | |
| 13 | $4,822 | 6.438% | $2,294 | 12 | −$98 | |
| 14 | $4,936 | 6.375% | $1,247 | 11 | +$16 | |
| 15 | $5,143 | 6.750% | $2,710 | 20 | +$223 | |
| 16 | $5,163 | 6.625% | $3,356 | 47 | +$243 | |
| 17 | $5,208 | 6.500% | $2,360 | 53 | +$288 | |
| 18 | $5,211 | 6.750% | $2,897 | 18 | +$291 | |
| 19 | $5,289 | 6.750% | $2,782 | 24 | +$369 | |
| 20 | $5,325 | 6.750% | $3,144 | 44 | +$405 | |
| 21 | $5,654 | 6.125% | $2,782 | 11 | +$734 | |
| 22 | $5,795 | 6.625% | $3,239 | 23 | +$875 | |
| 23 | $6,306 | 6.500% | $3,563 | 17 | +$1,386 | |
| 24 | $6,323 | 6.375% | $3,364 | 10 | +$1,403 | |
| 25 | $6,715 | 6.625% | $3,869 | 22 | +$1,795 |
Includes lenders with 10+ purchase originations in Davidson County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.