The Fidelity Bank closing costs and rates (2024)
In 2024, The Fidelity Bank originated 308 purchase mortgages at a median interest rate of 6.69% and median total closing costs of $4,336. That is $2,405 below the national median of $6,741. The Fidelity Bank is most active in North Carolina with 275 originations there.
Purchase Originations
308
Median Total Costs
$4,336
−35.7% vs national ($6,741)
Median Rate
6.688%
+1.0% vs national (6.620%)
Median Origination
$1,627
Median Lender Credits
$750
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 266 | 6.750% | $4,110 | $1,627 |
| fha | 26 | 6.750% | $8,693 | $1,454 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| North Carolina | 275 | 6.750% | $4,314 | #85 |
| Virginia | 25 | 6.625% | $4,473 | — |
| South Carolina | 7 | 6.625% | $4,124 | — |
| Tennessee | 1 | 6.750% | $3,667 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,518 | 6.875% | — | 4 | −$818 | |
| 2 | $3,863 | 6.625% | — | 14 | −$473 | |
| 3 | $3,885 | 6.875% | — | 21 | −$451 | |
| 4 | $3,890 | 6.500% | — | 4 | −$446 | |
| 5 | $3,898 | 6.500% | — | 8 | −$438 | |
| 6 | $3,992 | 6.500% | — | 14 | −$344 | |
| 7 | $4,006 | 7.000% | — | 4 | −$330 | |
| 8 | $4,078 | 6.625% | — | 21 | −$258 | |
| 9 | $4,187 | 7.125% | — | 11 | −$149 | |
| 10 | $4,208 | 6.625% | — | 42 | −$128 | |
| 11 | $4,297 | 6.688% | — | 4 | −$39 | |
| 12 | $4,344 | 6.250% | — | 4 | +$8 | |
| 13 | $4,400 | 6.625% | — | 4 | +$64 | |
| 14 | $4,419 | 6.625% | — | 16 | +$83 | |
| 15 | $4,439 | 6.625% | — | 25 | +$103 | |
| 16 | $4,619 | 7.125% | — | 13 | +$283 | |
| 17 | $5,390 | 6.312% | — | 10 | +$1,054 | |
| 18 | $5,789 | 6.625% | — | 4 | +$1,453 | |
| 19 | $6,634 | 6.750% | — | 25 | +$2,298 | |
| 20 | $8,185 | 6.125% | — | 4 | +$3,849 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.