ALLEGACY FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, ALLEGACY FEDERAL CREDIT UNION originated 144 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $4,954. That is $1,787 below the national median of $6,741. ALLEGACY FEDERAL CREDIT UNION is most active in North Carolina with 130 originations there.
Purchase Originations
144
Median Total Costs
$4,954
−26.5% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,294
Median Lender Credits
$349
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 141 | 6.500% | $4,951 | $2,294 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| North Carolina | 130 | 6.500% | $4,907 | #131 |
| Florida | 3 | 6.125% | $7,953 | — |
| South Carolina | 3 | 6.875% | $5,783 | — |
| Virginia | 3 | 6.250% | $4,609 | — |
| Georgia | 1 | 6.500% | $9,927 | — |
| Massachusetts | 1 | 6.625% | $18,516 | — |
| Missouri | 1 | 5.875% | $8,123 | — |
| New Jersey | 1 | 6.250% | $6,594 | — |
| Pennsylvania | 1 | 6.625% | $6,994 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,970 | 6.500% | — | 1 | −$984 | |
| 2 | $4,241 | 6.125% | — | 2 | −$713 | |
| 3 | $4,360 | 7.375% | — | 1 | −$594 | |
| 4 | $4,446 | 6.438% | — | 8 | −$508 | |
| 5 | $4,646 | 6.562% | — | 2 | −$308 | |
| 6 | $4,696 | 6.625% | — | 3 | −$258 | |
| 7 | $4,795 | 6.125% | — | 7 | −$159 | |
| 8 | $4,853 | 6.500% | — | 63 | −$101 | |
| 9 | $4,881 | 6.500% | — | 6 | −$73 | |
| 10 | $5,156 | 6.375% | — | 11 | +$202 | |
| 11 | $5,809 | 6.375% | — | 9 | +$855 | |
| 12 | $5,936 | 5.875% | — | 3 | +$982 | |
| 13 | $6,513 | 6.750% | — | 2 | +$1,559 | |
| 14 | $6,558 | 6.500% | — | 1 | +$1,604 | |
| 15 | $7,444 | 6.938% | — | 2 | +$2,490 | |
| 16 | $7,953 | 5.875% | — | 1 | +$2,999 | |
| 17 | $8,439 | 6.125% | — | 1 | +$3,485 | |
| 18 | $9,927 | 6.500% | — | 1 | +$4,973 | |
| 19 | $11,320 | 6.750% | — | 2 | +$6,366 | |
| 20 | $18,516 | 6.625% | — | 1 | +$13,562 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.