Truliant Federal Credit Union closing costs and rates (2024)
In 2024, Truliant Federal Credit Union originated 477 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $3,621. That is $3,120 below the national median of $6,741. Truliant Federal Credit Union is most active in North Carolina with 356 originations there.
Purchase Originations
477
Median Total Costs
$3,621
−46.3% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,090
Median Lender Credits
$303
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 451 | 6.750% | $3,532 | $1,096 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| North Carolina | 356 | 6.625% | $3,496 | #62 |
| South Carolina | 92 | 6.688% | $5,502 | #124 |
| Virginia | 24 | 6.875% | $3,084 | — |
| Georgia | 3 | 6.375% | $8,631 | — |
| Florida | 2 | 6.938% | $4,365 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,795 | 6.438% | — | 8 | −$826 | |
| 2 | $3,093 | 6.625% | — | 51 | −$528 | |
| 3 | $3,127 | 6.625% | — | 78 | −$494 | |
| 4 | $3,138 | 6.750% | — | 27 | −$483 | |
| 5 | $3,258 | 6.625% | — | 29 | −$363 | |
| 6 | $3,271 | 6.750% | — | 7 | −$350 | |
| 7 | $3,316 | 6.500% | — | 9 | −$305 | |
| 8 | $3,477 | 6.250% | — | 7 | −$144 | |
| 9 | $3,489 | 6.625% | — | 7 | −$132 | |
| 10 | $3,497 | 6.625% | — | 23 | −$124 | |
| 11 | $3,877 | 6.625% | — | 9 | +$256 | |
| 12 | $4,584 | 6.750% | — | 31 | +$963 | |
| 13 | $4,609 | 6.938% | — | 8 | +$988 | |
| 14 | $4,727 | 7.125% | — | 13 | +$1,106 | |
| 15 | $5,576 | 6.938% | — | 12 | +$1,955 | |
| 16 | $5,958 | 6.375% | — | 11 | +$2,337 | |
| 17 | $6,095 | 6.625% | — | 25 | +$2,474 | |
| 18 | $6,280 | 6.750% | — | 13 | +$2,659 | |
| 19 | $6,384 | 6.500% | — | 7 | +$2,763 | |
| 20 | $6,397 | 7.250% | — | 7 | +$2,776 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.