ROYAL UNITED MORTGAGE LLC closing costs and rates (2024)
In 2024, ROYAL UNITED MORTGAGE LLC originated 185 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $7,468. That is $727 above the national median of $6,741. ROYAL UNITED MORTGAGE LLC is most active in Indiana with 41 originations there.
Purchase Originations
185
Median Total Costs
$7,468
+10.8% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$4,285
Median Lender Credits
$2,500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 148 | 6.812% | $6,950 | $4,291 |
| fha | 33 | 6.750% | $9,636 | $4,285 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Indiana | 41 | 6.625% | $6,369 | — |
| Illinois | 15 | 6.750% | $7,335 | — |
| Pennsylvania | 13 | 6.750% | $6,761 | — |
| Texas | 12 | 6.812% | $9,005 | — |
| Kentucky | 11 | 7.000% | $6,529 | — |
| Ohio | 11 | 6.625% | $7,799 | — |
| Michigan | 9 | 6.750% | $8,696 | — |
| Alabama | 7 | 7.125% | $6,062 | — |
| Iowa | 7 | 7.125% | $7,530 | — |
| Tennessee | 7 | 6.625% | $7,604 | — |
| Louisiana | 6 | 6.688% | $12,897 | — |
| Oklahoma | 5 | 7.250% | $6,455 | — |
| South Carolina | 5 | 7.000% | $9,349 | — |
| Wisconsin | 5 | 6.000% | $9,875 | — |
| Georgia | 4 | 6.875% | $6,939 | — |
| Kansas | 4 | 6.750% | $7,202 | — |
| Missouri | 4 | 6.750% | $8,771 | — |
| Virginia | 4 | 6.875% | $6,627 | — |
| West Virginia | 4 | 7.312% | $5,607 | — |
| Florida | 3 | 6.375% | $7,577 | — |
| North Carolina | 3 | 7.000% | $6,992 | — |
| Arizona | 2 | 6.875% | $22,420 | — |
| Minnesota | 1 | 7.250% | $5,812 | — |
| New Mexico | 1 | 6.875% | $9,556 | — |
| New York | 1 | 6.625% | $11,671 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,211 | 6.625% | — | 3 | −$4,257 | |
| 2 | $4,102 | 6.438% | — | 2 | −$3,366 | |
| 3 | $4,619 | 6.562% | — | 2 | −$2,849 | |
| 4 | $4,676 | 7.000% | — | 2 | −$2,792 | |
| 5 | $4,943 | 6.688% | — | 4 | −$2,525 | |
| 6 | $6,035 | 7.000% | — | 2 | −$1,433 | |
| 7 | $6,398 | 6.750% | — | 2 | −$1,070 | |
| 8 | $6,673 | 7.000% | — | 2 | −$795 | |
| 9 | $7,189 | 6.875% | — | 2 | −$279 | |
| 10 | $7,393 | 6.438% | — | 2 | −$75 | |
| 11 | $7,479 | 6.625% | — | 9 | +$11 | |
| 12 | $7,735 | 6.625% | — | 2 | +$267 | |
| 13 | $7,938 | 7.125% | — | 1 | +$470 | |
| 14 | $8,966 | 6.250% | — | 2 | +$1,498 | |
| 15 | $9,524 | 6.750% | — | 2 | +$2,056 | |
| 16 | $10,600 | 6.312% | — | 2 | +$3,132 | |
| 17 | $11,945 | 6.250% | — | 2 | +$4,477 | |
| 18 | $12,201 | 6.438% | — | 2 | +$4,733 | |
| 19 | $16,589 | 6.375% | — | 2 | +$9,121 | |
| 20 | $22,420 | 6.875% | — | 2 | +$14,952 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.