RELIANCE FIRST CAPITAL, LLC closing costs and rates (2024)
In 2024, RELIANCE FIRST CAPITAL, LLC originated 623 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,671. That ranks #553 nationally by origination volume. For total closing costs among lenders with 500+ originations, RELIANCE FIRST CAPITAL, LLC ranks #257. That is $1,070 below the national median of $6,741. RELIANCE FIRST CAPITAL, LLC is most active in Ohio with 349 originations there.
Purchase Originations
623
Ranked #553 nationally
Median Total Costs
$5,671
−15.9% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$2,229
Median Lender Credits
$484
Cost Rank (500+ vol.)
#257
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 396 | 6.750% | $5,652 | $2,975 |
| fha | 161 | 6.750% | $6,565 | $0 |
| usda | 37 | 6.375% | $3,915 | $0 |
| va | 29 | 6.375% | $4,594 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 349 | 6.875% | $5,427 | #66 |
| Pennsylvania | 89 | 6.500% | $5,361 | #169 |
| Alabama | 44 | 6.562% | $5,327 | — |
| New York | 27 | 6.625% | $13,134 | — |
| North Carolina | 24 | 6.500% | $7,710 | — |
| Florida | 16 | 6.438% | $7,974 | — |
| South Carolina | 15 | 6.500% | $4,677 | — |
| Georgia | 8 | 6.562% | $5,487 | — |
| Tennessee | 8 | 6.312% | $6,399 | — |
| Virginia | 6 | 6.625% | $8,411 | — |
| Indiana | 5 | 7.375% | $1,582 | — |
| Kentucky | 4 | 6.500% | $6,206 | — |
| New Jersey | 3 | 6.625% | $5,726 | — |
| Texas | 3 | 6.500% | $5,594 | — |
| Arkansas | 2 | 6.625% | $11,498 | — |
| California | 2 | 6.375% | $31,061 | — |
| Connecticut | 2 | 6.245% | $18,752 | — |
| Delaware | 2 | 6.500% | $12,384 | — |
| Massachusetts | 2 | 7.062% | $9,936 | — |
| Maryland | 2 | 5.750% | $7,647 | — |
| Michigan | 2 | 6.183% | $10,098 | — |
| Oregon | 2 | 5.938% | $6,592 | — |
| Arizona | 1 | 5.750% | $5,371 | — |
| Illinois | 1 | 7.990% | $4,119 | — |
| Kansas | 1 | 7.625% | $1,928 | — |
| Louisiana | 1 | 7.750% | $5,269 | — |
| Maine | 1 | 6.375% | $8,844 | — |
| Mississippi | 1 | 5.990% | $1,881 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,202 | 6.375% | — | 4 | −$3,469 | |
| 2 | $3,954 | 6.125% | — | 4 | −$1,717 | |
| 3 | $4,427 | 5.990% | — | 3 | −$1,244 | |
| 4 | $4,439 | 6.438% | — | 38 | −$1,232 | |
| 5 | $4,501 | 6.933% | — | 12 | −$1,170 | |
| 6 | $4,719 | 6.875% | — | 19 | −$952 | |
| 7 | $4,899 | 6.990% | — | 24 | −$772 | |
| 8 | $5,126 | 6.688% | — | 12 | −$545 | |
| 9 | $5,415 | 6.750% | — | 19 | −$256 | |
| 10 | $5,511 | 6.750% | — | 183 | −$160 | |
| 11 | $5,665 | 6.500% | — | 33 | −$6 | |
| 12 | $5,791 | 6.500% | — | 4 | +$120 | |
| 13 | $5,939 | 6.750% | — | 4 | +$268 | |
| 14 | $5,964 | 6.750% | — | 37 | +$293 | |
| 15 | $6,342 | 6.990% | — | 7 | +$671 | |
| 16 | $6,993 | 6.625% | — | 6 | +$1,322 | |
| 17 | $7,200 | 6.500% | — | 12 | +$1,529 | |
| 18 | $8,133 | 7.000% | — | 5 | +$2,462 | |
| 19 | $8,966 | 6.808% | — | 10 | +$3,295 | |
| 20 | $13,335 | 6.625% | — | 12 | +$7,664 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.