Purchase Originations
103
Median Total Costs
$6,178
−7.5% vs national ($6,680)
↑ $260 vs prior year
Median Rate
6.875%
+5.9% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$1,633
Median Lender Credits
$58
Denial Rate
0.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 90 | 6.875% | $5,791 | $1,523 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Virginia | 13 | 6.875% | $6,275 | — |
| Michigan | 12 | 6.933% | $5,177 | — |
| Minnesota | 12 | 6.875% | $4,562 | — |
| Florida | 8 | 6.750% | $7,216 | — |
| Texas | 8 | 6.562% | $8,981 | — |
| Illinois | 7 | 6.875% | $6,178 | — |
| California | 5 | 7.250% | $7,377 | — |
| Idaho | 5 | 6.990% | $5,471 | — |
| Indiana | 4 | 6.812% | $5,449 | — |
| Georgia | 3 | 6.375% | $6,703 | — |
| Maryland | 3 | 6.875% | $7,023 | — |
| Ohio | 3 | 6.875% | $4,928 | — |
| Oklahoma | 3 | 6.240% | $4,311 | — |
| Wisconsin | 3 | 6.625% | $2,324 | — |
| Arizona | 2 | 7.120% | $5,602 | — |
| Colorado | 2 | 7.188% | $9,936 | — |
| North Carolina | 2 | 7.125% | $4,225 | — |
| New Jersey | 2 | 6.745% | $11,301 | — |
| Washington | 2 | 6.812% | $5,576 | — |
| Connecticut | 1 | 6.250% | $14,910 | — |
| Kentucky | 1 | 6.875% | $7,708 | — |
| Oregon | 1 | 6.990% | $5,261 | — |
| Pennsylvania | 1 | 6.750% | $23,559 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,676 | 6.990% | — | 1 | −$2,502 | |
| 2 | $3,811 | 6.745% | — | 2 | −$2,367 | |
| 3 | $4,989 | 6.683% | — | 2 | −$1,189 | |
| 4 | $5,563 | 6.875% | — | 9 | −$615 | |
| 5 | $6,170 | 6.990% | — | 1 | −$8 | |
| 6 | $6,753 | 7.250% | — | 1 | +$575 | |
| 7 | $6,895 | 6.875% | — | 4 | +$717 | |
| 8 | $7,181 | 7.500% | — | 1 | +$1,003 | |
| 9 | $7,216 | 6.745% | — | 4 | +$1,038 | |
| 10 | $7,377 | 5.625% | — | 1 | +$1,199 | |
| 11 | $8,026 | 6.750% | — | 2 | +$1,848 | |
| 12 | $8,796 | 6.625% | — | 1 | +$2,618 | |
| 13 | $8,981 | 6.500% | — | 2 | +$2,803 | |
| 14 | $9,322 | 6.500% | — | 5 | +$3,144 | |
| 15 | $9,936 | 7.188% | — | 2 | +$3,758 | |
| 16 | $10,370 | 6.990% | — | 3 | +$4,192 | |
| 17 | $10,456 | 6.875% | — | 1 | +$4,278 | |
| 18 | $11,848 | 7.250% | — | 1 | +$5,670 | |
| 19 | $14,910 | 6.250% | — | 1 | +$8,732 | |
| 20 | $15,813 | 6.875% | — | 3 | +$9,635 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Plus Relocation Mortgage, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $445,000 | $335,000 | +$110,000 (+32.8%) |
| Median total closing costs | $6,178 | $7,127 | −$949 (−13.3%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.