FlexPoint, Inc. closing costs and rates (2024)
In 2024, FlexPoint, Inc. originated 1,024 purchase mortgages at a median interest rate of 6.81% and median total closing costs of $14,794. That ranks #366 nationally by origination volume. For total closing costs among lenders with 500+ originations, FlexPoint, Inc. ranks #622. That is $8,053 above the national median of $6,741. FlexPoint, Inc. is most active in California with 778 originations there.
Purchase Originations
1,024
Ranked #366 nationally
Median Total Costs
$14,794
+119.5% vs national ($6,741)
Median Rate
6.812%
+2.9% vs national (6.620%)
Median Origination
$8,195
Median Lender Credits
$2,067
Cost Rank (500+ vol.)
#622
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 631 | 7.250% | $13,491 | $9,353 |
| fha | 369 | 6.250% | $18,011 | $5,613 |
| va | 24 | 6.250% | $9,444 | $1,640 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 778 | 6.625% | $16,391 | #52 |
| Texas | 85 | 7.250% | $11,622 | #292 |
| Florida | 53 | 7.500% | $11,850 | #317 |
| Georgia | 26 | 7.188% | $10,689 | — |
| North Carolina | 26 | 7.000% | $11,670 | — |
| Arizona | 11 | 7.375% | $14,838 | — |
| Colorado | 9 | 7.500% | $14,243 | — |
| Nevada | 7 | 6.875% | $13,238 | — |
| Virginia | 7 | 6.875% | $9,792 | — |
| New Mexico | 6 | 7.188% | $9,854 | — |
| Pennsylvania | 6 | 7.375% | $11,716 | — |
| Tennessee | 6 | 7.562% | $11,581 | — |
| Oregon | 2 | 8.058% | $10,833 | — |
| Louisiana | 1 | 7.500% | $12,780 | — |
| New Jersey | 1 | 7.875% | $13,416 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,691 | 6.750% | — | 21 | −$7,103 | |
| 2 | $10,031 | 7.438% | — | 12 | −$4,763 | |
| 3 | $11,175 | 6.250% | — | 13 | −$3,619 | |
| 4 | $11,594 | 7.062% | — | 12 | −$3,200 | |
| 5 | $12,142 | 7.312% | — | 10 | −$2,652 | |
| 6 | $13,078 | 6.375% | — | 35 | −$1,716 | |
| 7 | $13,082 | 6.500% | — | 105 | −$1,712 | |
| 8 | $13,087 | 6.500% | — | 59 | −$1,707 | |
| 9 | $13,722 | 6.750% | — | 21 | −$1,072 | |
| 10 | $14,162 | 6.750% | — | 11 | −$632 | |
| 11 | $14,563 | 7.375% | — | 9 | −$231 | |
| 12 | $14,623 | 7.625% | — | 20 | −$171 | |
| 13 | $15,796 | 6.500% | — | 55 | +$1,002 | |
| 14 | $16,661 | 6.250% | — | 37 | +$1,867 | |
| 15 | $16,825 | 6.625% | — | 66 | +$2,031 | |
| 16 | $17,849 | 7.375% | — | 17 | +$3,055 | |
| 17 | $19,387 | 6.375% | — | 58 | +$4,593 | |
| 18 | $19,732 | 7.250% | — | 61 | +$4,938 | |
| 19 | $20,137 | 7.000% | — | 140 | +$5,343 | |
| 20 | $20,667 | 6.500% | — | 13 | +$5,873 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.