First National Bank Texas closing costs and rates (2024)
In 2024, First National Bank Texas originated 802 purchase mortgages at a median interest rate of 6.00% and median total closing costs of $8,178. That ranks #442 nationally by origination volume. For total closing costs among lenders with 500+ originations, First National Bank Texas ranks #457. That is $1,437 above the national median of $6,741. First National Bank Texas is most active in Texas with 732 originations there.
Purchase Originations
802
Ranked #442 nationally
Median Total Costs
$8,178
+21.3% vs national ($6,741)
Median Rate
6.000%
−9.4% vs national (6.620%)
Median Origination
$1,710
Median Lender Credits
$1,710
Cost Rank (500+ vol.)
#457
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 363 | 6.000% | $9,693 | $2,186 |
| va | 337 | 5.875% | $5,203 | $0 |
| conventional | 102 | 6.875% | $6,184 | $2,510 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 732 | 6.000% | $8,309 | #87 |
| Arizona | 31 | 6.490% | $6,694 | — |
| New Mexico | 11 | 6.125% | $9,579 | — |
| Alabama | 3 | 6.250% | $1,465 | — |
| Florida | 3 | 5.750% | $11,565 | — |
| Washington | 3 | 5.750% | $4,968 | — |
| Indiana | 2 | 6.312% | $7,397 | — |
| Arkansas | 1 | 7.500% | $3,837 | — |
| Colorado | 1 | 5.990% | $3,762 | — |
| Georgia | 1 | 6.125% | $15,781 | — |
| Kansas | 1 | 6.000% | $1,106 | — |
| Kentucky | 1 | 5.750% | $4,996 | — |
| Maine | 1 | 6.625% | $3,246 | — |
| Michigan | 1 | 7.125% | $9,834 | — |
| Missouri | 1 | 6.375% | $9,085 | — |
| Nevada | 1 | 6.125% | $5,778 | — |
| New York | 1 | 6.750% | $5,375 | — |
| Ohio | 1 | 5.875% | $621 | — |
| Oklahoma | 1 | 6.000% | $8,431 | — |
| Pennsylvania | 1 | 6.125% | $6,731 | — |
| South Carolina | 1 | 6.000% | $16,318 | — |
| Tennessee | 1 | 6.625% | $11,988 | — |
| Utah | 1 | 8.625% | $8,903 | — |
| Wisconsin | 1 | 7.125% | $7,866 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,436 | 6.062% | — | 4 | −$3,742 | |
| 2 | $6,661 | 6.875% | — | 3 | −$1,517 | |
| 3 | $6,694 | 6.375% | — | 27 | −$1,484 | |
| 4 | $6,751 | 6.000% | — | 3 | −$1,427 | |
| 5 | $7,035 | 5.750% | — | 48 | −$1,143 | |
| 6 | $7,256 | 6.000% | — | 3 | −$922 | |
| 7 | $7,529 | 6.000% | — | 18 | −$649 | |
| 8 | $7,580 | 6.000% | — | 283 | −$598 | |
| 9 | $7,790 | 6.875% | — | 3 | −$388 | |
| 10 | $7,842 | 6.188% | — | 12 | −$336 | |
| 11 | $7,852 | 6.990% | — | 3 | −$326 | |
| 12 | $8,029 | 6.125% | — | 19 | −$149 | |
| 13 | $8,487 | 6.188% | — | 6 | +$309 | |
| 14 | $8,572 | 6.188% | — | 8 | +$394 | |
| 15 | $8,712 | 6.312% | — | 14 | +$534 | |
| 16 | $8,813 | 6.750% | — | 11 | +$635 | |
| 17 | $8,871 | 6.000% | — | 249 | +$693 | |
| 18 | $8,893 | 6.490% | — | 3 | +$715 | |
| 19 | $11,856 | 5.870% | — | 2 | +$3,678 | |
| 20 | $12,764 | 5.875% | — | 5 | +$4,586 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.