Purchase Originations
605
Ranked #563 nationally
Median Total Costs
$7,765
+16.2% vs national ($6,680)
↓ $1,805 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$3,555
Median Lender Credits
$200
Cost Rank (500+ vol.)
#426
among lenders with 500+ originations
Denial Rate
3.7%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 312 | 6.750% | $6,633 | $4,189 |
| fha | 204 | 6.562% | $10,641 | $3,573 |
| va | 51 | 6.625% | $5,511 | $399 |
| usda | 38 | 6.750% | $5,605 | $2,070 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Nebraska | 158 | 6.688% | $5,636 | #28 |
| Tennessee | 52 | 6.500% | $8,506 | #183 |
| Arizona | 44 | 6.625% | $11,022 | — |
| Texas | 43 | 6.490% | $12,283 | — |
| Iowa | 42 | 6.750% | $5,861 | — |
| Illinois | 40 | 6.750% | $4,921 | — |
| Idaho | 39 | 6.375% | $11,006 | — |
| Colorado | 33 | 6.750% | $11,509 | — |
| Utah | 30 | 6.750% | $10,004 | — |
| California | 29 | 6.375% | $15,424 | — |
| Florida | 28 | 6.433% | $8,804 | — |
| Missouri | 14 | 6.490% | $3,524 | — |
| North Carolina | 13 | 6.990% | $8,302 | — |
| Nevada | 13 | 6.625% | $8,130 | — |
| New Mexico | 4 | 6.688% | $7,671 | — |
| Alabama | 3 | 6.750% | $5,545 | — |
| Kentucky | 3 | 6.375% | $4,990 | — |
| Oklahoma | 3 | 7.125% | $10,044 | — |
| South Carolina | 3 | 6.990% | $5,394 | — |
| Georgia | 2 | 6.875% | $6,037 | — |
| New Jersey | 2 | 6.375% | $6,582 | — |
| Oregon | 2 | 6.938% | $9,993 | — |
| Wyoming | 2 | 6.308% | $11,539 | — |
| Arkansas | 1 | 7.125% | $6,288 | — |
| Hawaii | 1 | 6.875% | $9,710 | — |
| Kansas | 1 | 6.875% | $3,617 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,506 | 6.375% | — | 7 | −$4,259 | |
| 2 | $3,768 | 6.812% | — | 10 | −$3,997 | |
| 3 | $4,037 | 6.750% | — | 10 | −$3,728 | |
| 4 | $4,074 | 6.495% | — | 26 | −$3,691 | |
| 5 | $5,263 | 6.750% | — | 14 | −$2,502 | |
| 6 | $5,662 | 6.750% | — | 17 | −$2,103 | |
| 7 | $5,699 | 6.750% | — | 23 | −$2,066 | |
| 8 | $5,728 | 6.625% | — | 11 | −$2,037 | |
| 9 | $7,097 | 6.562% | — | 14 | −$668 | |
| 10 | $7,374 | 6.250% | — | 13 | −$391 | |
| 11 | $7,392 | 6.688% | — | 14 | −$373 | |
| 12 | $7,484 | 6.750% | — | 22 | −$281 | |
| 13 | $7,949 | 6.625% | — | 11 | +$184 | |
| 14 | $8,534 | 6.875% | — | 9 | +$769 | |
| 15 | $10,270 | 6.250% | — | 10 | +$2,505 | |
| 16 | $10,635 | 6.500% | — | 13 | +$2,870 | |
| 17 | $11,558 | 6.490% | — | 8 | +$3,793 | |
| 18 | $11,805 | 6.625% | — | 42 | +$4,040 | |
| 19 | $12,119 | 6.375% | — | 19 | +$4,354 | |
| 20 | $13,071 | 6.188% | — | 20 | +$5,306 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Castle & Cooke Mortgage, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $285,000 | $335,000 | −$50,000 (−14.9%) |
| Median total closing costs | $7,765 | $7,127 | +$638 (+9.0%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.