AFFINITY closing costs and rates (2024)
In 2024, AFFINITY originated 108 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $5,262. That is $1,479 below the national median of $6,741. AFFINITY is most active in New Jersey with 73 originations there.
Purchase Originations
108
Median Total Costs
$5,262
−21.9% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$499
Median Lender Credits
—
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 108 | 6.750% | $5,262 | $499 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New Jersey | 73 | 6.750% | $5,562 | #125 |
| Pennsylvania | 8 | 6.625% | $5,341 | — |
| Florida | 6 | 6.562% | $5,566 | — |
| New York | 5 | 6.750% | $3,959 | — |
| North Carolina | 4 | 6.750% | $3,363 | — |
| California | 2 | 5.750% | $6,013 | — |
| Georgia | 2 | 6.812% | $10,269 | — |
| Texas | 2 | 6.625% | $4,225 | — |
| Arkansas | 1 | 5.750% | $3,896 | — |
| Connecticut | 1 | 7.250% | $4,508 | — |
| Delaware | 1 | 6.500% | $3,923 | — |
| Maryland | 1 | 7.250% | $6,842 | — |
| South Carolina | 1 | 6.250% | $3,228 | — |
| Virginia | 1 | 7.750% | $3,702 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,908 | 6.375% | — | 1 | −$2,354 | |
| 2 | $3,461 | 6.438% | — | 2 | −$1,801 | |
| 3 | $3,559 | 6.750% | — | 2 | −$1,703 | |
| 4 | $4,171 | 6.500% | — | 2 | −$1,091 | |
| 5 | $4,467 | 7.000% | — | 3 | −$795 | |
| 6 | $4,609 | 6.625% | — | 5 | −$653 | |
| 7 | $4,630 | 6.562% | — | 2 | −$632 | |
| 8 | $4,785 | 7.125% | — | 3 | −$477 | |
| 9 | $5,269 | 7.000% | — | 1 | +$7 | |
| 10 | $5,332 | 6.750% | — | 15 | +$70 | |
| 11 | $5,403 | 6.312% | — | 4 | +$141 | |
| 12 | $5,462 | 6.812% | — | 4 | +$200 | |
| 13 | $5,474 | 6.750% | — | 16 | +$212 | |
| 14 | $5,773 | 7.438% | — | 2 | +$511 | |
| 15 | $6,133 | 6.625% | — | 5 | +$871 | |
| 16 | $6,324 | 6.875% | — | 8 | +$1,062 | |
| 17 | $6,842 | 7.250% | — | 1 | +$1,580 | |
| 18 | $8,068 | 7.750% | — | 1 | +$2,806 | |
| 19 | $9,261 | 6.562% | — | 2 | +$3,999 | |
| 20 | $10,515 | 6.875% | — | 3 | +$5,253 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.