Homebuyers in Kootenai County County who chose CLICK N' CLOSE, INC. paid $6,121 less in closing costs than the county median.
County Median Costs
$9,087
+4.0% vs Idaho ($8,741)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$4,824
Purchase Originations
2,174
Denial Rate
5.3%
vs Idaho avg (5.4%)
vs Idaho Median
4.0% above
$346
vs National Median
36.0% above
$2,407
34 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,242 | 6.250% | $2,019 | 49 | −$3,620 | |
| 2 | $4,369 | 4.990% | $1,490 | 39 | −$3,493 | |
| 3 | $4,691 | 6.490% | $1,012 | 27 | −$3,171 | |
| 4 | $5,970 | 6.990% | $2,179 | 29 | −$1,892 | |
| 5 | $6,510 | 6.340% | $2,586 | 195 | −$1,352 | |
| 6 | $6,590 | 6.500% | $3,150 | 10 | −$1,272 | |
| 7 | $6,977 | 6.500% | $3,738 | 35 | −$885 | |
| 8 | $6,985 | 6.625% | $4,772 | 10 | −$877 | |
| 9 | $7,004 | 7.062% | $3,862 | 14 | −$858 | |
| 10 | $7,021 | 6.250% | $2,160 | 26 | −$841 | |
| 11 | $7,022 | 6.625% | $4,888 | 74 | −$840 | |
| 12 | $7,024 | 6.558% | $2,769 | 10 | −$838 | |
| 13 | $7,164 | 6.375% | $4,528 | 37 | −$698 | |
| 14 | $7,430 | 6.125% | $5,200 | 17 | −$432 | |
| 15 | $7,530 | 6.625% | $3,761 | 65 | −$332 | |
| 16 | $7,787 | 6.623% | $4,434 | 100 | −$75 | |
| 17 | $7,864 | 6.875% | $4,904 | 22 | +$2 | |
| 18 | $8,371 | 6.375% | $5,120 | 21 | +$509 | |
| 19 | $8,443 | 6.625% | $5,626 | 25 | +$581 | |
| 20 | $8,551 | 6.750% | $5,906 | 11 | +$689 | |
| 21 | $8,639 | 6.500% | $5,567 | 41 | +$777 | |
| 22 | $8,772 | 6.875% | $5,950 | 13 | +$910 | |
| 23 | $8,985 | 6.688% | $5,498 | 32 | +$1,123 | |
| 24 | $9,114 | 6.490% | $6,931 | 68 | +$1,252 | |
| 25 | $9,633 | 6.125% | $7,275 | 13 | +$1,771 |
Includes lenders with 10+ purchase originations in Kootenai County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Idaho → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.