IDAHO CENTRAL CREDIT UNION closing costs and rates (2024)
In 2024, IDAHO CENTRAL CREDIT UNION originated 2,321 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $6,508. That ranks #195 nationally by origination volume. For total closing costs among lenders with 500+ originations, IDAHO CENTRAL CREDIT UNION ranks #335. That is $233 below the national median of $6,741. IDAHO CENTRAL CREDIT UNION is most active in Idaho with 2,171 originations there.
Purchase Originations
2,321
Ranked #195 nationally
Median Total Costs
$6,508
−3.5% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,727
Median Lender Credits
$1,000
Cost Rank (500+ vol.)
#335
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,955 | 6.590% | $5,836 | $2,399 |
| fha | 265 | 6.125% | $12,610 | $4,061 |
| va | 97 | 6.000% | $8,897 | $3,510 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,524 | 6.750% | — | 22 | −$1,984 | |
| 2 | $4,950 | 6.625% | — | 90 | −$1,558 | |
| 3 | $5,256 | 6.625% | — | 11 | −$1,252 | |
| 4 | $5,300 | 6.500% | — | 11 | −$1,208 | |
| 5 | $5,455 | 6.500% | — | 743 | −$1,053 | |
| 6 | $5,498 | 6.625% | — | 17 | −$1,010 | |
| 7 | $5,640 | 6.500% | — | 13 | −$868 | |
| 8 | $6,604 | 6.125% | — | 13 | +$96 | |
| 9 | $6,611 | 6.500% | — | 175 | +$103 | |
| 10 | $6,669 | 6.625% | — | 30 | +$161 | |
| 11 | $6,797 | 6.615% | — | 213 | +$289 | |
| 12 | $6,908 | 6.312% | — | 42 | +$400 | |
| 13 | $7,179 | 6.375% | — | 267 | +$671 | |
| 14 | $7,453 | 6.500% | — | 34 | +$945 | |
| 15 | $7,754 | 6.438% | — | 28 | +$1,246 | |
| 16 | $8,006 | 6.250% | — | 150 | +$1,498 | |
| 17 | $8,092 | 6.495% | — | 54 | +$1,584 | |
| 18 | $8,241 | 6.375% | — | 159 | +$1,733 | |
| 19 | $9,585 | 6.375% | — | 31 | +$3,077 | |
| 20 | $10,024 | 6.250% | — | 44 | +$3,516 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.