Potlatch No. 1 Financial Credit Union closing costs and rates (2024)
In 2024, Potlatch No. 1 Financial Credit Union originated 148 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $5,517. That is $1,224 below the national median of $6,741. Potlatch No. 1 Financial Credit Union is most active in Idaho with 82 originations there.
Purchase Originations
148
Median Total Costs
$5,517
−18.2% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$2,992
Median Lender Credits
$102
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 148 | 6.375% | $5,517 | $2,992 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Idaho | 82 | 6.438% | $5,639 | #51 |
| Washington | 62 | 6.438% | $5,150 | #132 |
| Oregon | 4 | 6.000% | $6,172 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,515 | 4.875% | — | 1 | −$4,002 | |
| 2 | $3,276 | 6.125% | — | 1 | −$2,241 | |
| 3 | $3,812 | 6.375% | — | 13 | −$1,705 | |
| 4 | $4,127 | 6.125% | — | 6 | −$1,390 | |
| 5 | $4,292 | 6.188% | — | 8 | −$1,225 | |
| 6 | $4,354 | 6.500% | — | 7 | −$1,163 | |
| 7 | $4,666 | 6.062% | — | 6 | −$851 | |
| 8 | $4,835 | 6.375% | — | 22 | −$682 | |
| 9 | $5,538 | 6.500% | — | 7 | +$21 | |
| 10 | $5,853 | 6.500% | — | 24 | +$336 | |
| 11 | $6,000 | 5.375% | — | 1 | +$483 | |
| 12 | $6,113 | 6.750% | — | 14 | +$596 | |
| 13 | $6,726 | 6.188% | — | 2 | +$1,209 | |
| 14 | $6,844 | 6.500% | — | 1 | +$1,327 | |
| 15 | $6,893 | 6.500% | — | 9 | +$1,376 | |
| 16 | $8,134 | 5.375% | — | 1 | +$2,617 | |
| 17 | $9,263 | 6.062% | — | 2 | +$3,746 | |
| 18 | $9,378 | 6.500% | — | 7 | +$3,861 | |
| 19 | $9,689 | 6.438% | — | 6 | +$4,172 | |
| 20 | $12,776 | 6.125% | — | 1 | +$7,259 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.