NUMERICA CREDIT UNION closing costs and rates (2024)
In 2024, NUMERICA CREDIT UNION originated 147 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $7,403. That is $662 above the national median of $6,741. NUMERICA CREDIT UNION is most active in Washington with 135 originations there.
Purchase Originations
147
Median Total Costs
$7,403
+9.8% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$4,576
Median Lender Credits
$407
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 126 | 6.875% | $7,211 | $4,651 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Washington | 135 | 6.875% | $7,377 | #87 |
| Idaho | 10 | 6.875% | $8,833 | — |
| Arizona | 1 | 5.375% | $10,684 | — |
| Oregon | 1 | 7.250% | $16,388 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,168 | 6.625% | — | 1 | −$4,235 | |
| 2 | $4,178 | 6.000% | — | 1 | −$3,225 | |
| 3 | $4,696 | 7.875% | — | 1 | −$2,707 | |
| 4 | $6,423 | 7.375% | — | 1 | −$980 | |
| 5 | $6,461 | 7.000% | — | 1 | −$942 | |
| 6 | $6,726 | 6.625% | — | 3 | −$677 | |
| 7 | $6,785 | 6.750% | — | 4 | −$618 | |
| 8 | $7,154 | 6.875% | — | 98 | −$249 | |
| 9 | $7,768 | 6.625% | — | 5 | +$365 | |
| 10 | $8,427 | 6.500% | — | 4 | +$1,024 | |
| 11 | $8,595 | 7.000% | — | 7 | +$1,192 | |
| 12 | $9,370 | 7.125% | — | 1 | +$1,967 | |
| 13 | $9,571 | 7.000% | — | 9 | +$2,168 | |
| 14 | $10,684 | 5.375% | — | 1 | +$3,281 | |
| 15 | $11,685 | 6.375% | — | 1 | +$4,282 | |
| 16 | $12,458 | 6.812% | — | 2 | +$5,055 | |
| 17 | $13,158 | 6.375% | — | 3 | +$5,755 | |
| 18 | $13,224 | 6.438% | — | 2 | +$5,821 | |
| 19 | $13,231 | 7.000% | — | 1 | +$5,828 | |
| 20 | $16,388 | 7.250% | — | 1 | +$8,985 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.