SPOKANE TEACHERS closing costs and rates (2024)
In 2024, SPOKANE TEACHERS originated 337 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $6,132. That is $609 below the national median of $6,741. SPOKANE TEACHERS is most active in Washington with 288 originations there.
Purchase Originations
337
Median Total Costs
$6,132
−9.0% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,590
Median Lender Credits
$475
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 326 | 6.625% | $6,070 | $3,681 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Washington | 288 | 6.625% | $6,079 | #47 |
| Idaho | 40 | 6.625% | $6,693 | — |
| Oregon | 5 | 6.625% | $6,674 | — |
| Montana | 4 | 6.625% | $7,355 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,076 | 6.375% | — | 3 | −$2,056 | |
| 2 | $4,353 | 6.625% | — | 13 | −$1,779 | |
| 3 | $4,660 | 7.125% | — | 4 | −$1,472 | |
| 4 | $5,203 | 7.000% | — | 4 | −$929 | |
| 5 | $5,334 | 6.688% | — | 2 | −$798 | |
| 6 | $5,844 | 6.500% | — | 23 | −$288 | |
| 7 | $5,944 | 6.625% | — | 14 | −$188 | |
| 8 | $5,984 | 6.375% | — | 2 | −$148 | |
| 9 | $6,146 | 6.938% | — | 4 | +$14 | |
| 10 | $6,322 | 6.625% | — | 209 | +$190 | |
| 11 | $6,570 | 6.688% | — | 8 | +$438 | |
| 12 | $6,933 | 6.812% | — | 2 | +$801 | |
| 13 | $7,398 | 6.688% | — | 2 | +$1,266 | |
| 14 | $7,732 | 6.625% | — | 2 | +$1,600 | |
| 15 | $7,994 | 7.000% | — | 4 | +$1,862 | |
| 16 | $8,614 | 6.625% | — | 8 | +$2,482 | |
| 17 | $8,910 | 7.062% | — | 4 | +$2,778 | |
| 18 | $10,223 | 6.625% | — | 3 | +$4,091 | |
| 19 | $10,740 | 6.875% | — | 3 | +$4,608 | |
| 20 | $19,249 | 7.312% | — | 2 | +$13,117 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.