Homebuyers in Indian River County County who chose SPACE COAST CREDIT UNION paid $7,324 less in closing costs than the county median.
County Median Costs
$7,324
−15.5% vs Florida ($8,663)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$1,845
Purchase Originations
1,847
Denial Rate
10.5%
vs Florida avg (10.5%)
vs Florida Median
15.5% below
$-1,339
vs National Median
9.6% above
$644
30 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.125% | $0 | 31 | −$6,130 | |
| 2 | $3,132 | 5.375% | $0 | 22 | −$2,998 | |
| 3 | $3,529 | 6.375% | $0 | 65 | −$2,601 | |
| 4 | $5,049 | 6.375% | $1,420 | 10 | −$1,081 | |
| 5 | $5,521 | 5.625% | $1,790 | 10 | −$609 | |
| 6 | $5,545 | 6.562% | $401 | 20 | −$585 | |
| 7 | $5,556 | 6.750% | $2,193 | 36 | −$574 | |
| 8 | $5,595 | 6.438% | $1,324 | 18 | −$535 | |
| 9 | $5,701 | 6.625% | $2,949 | 21 | −$429 | |
| 10 | $5,736 | 6.125% | $1,570 | 15 | −$394 | |
| 11 | $5,861 | 6.688% | $2,350 | 10 | −$269 | |
| 12 | $6,067 | 6.500% | $3,250 | 47 | −$63 | |
| 13 | $6,168 | 6.250% | $1,250 | 12 | +$38 | |
| 14 | $6,197 | 6.625% | $3,175 | 11 | +$67 | |
| 15 | $6,219 | 6.625% | $1,959 | 46 | +$89 | |
| 16 | $6,267 | 6.125% | $2,780 | 25 | +$137 | |
| 17 | $6,316 | 6.531% | $3,552 | 24 | +$186 | |
| 18 | $6,460 | 6.625% | $2,550 | 112 | +$330 | |
| 19 | $6,468 | 6.625% | $2,207 | 30 | +$338 | |
| 20 | $6,488 | 6.875% | $2,790 | 37 | +$358 | |
| 21 | $6,545 | 6.500% | $1,500 | 13 | +$415 | |
| 22 | $6,864 | 6.375% | $1,495 | 49 | +$734 | |
| 23 | $6,996 | 6.625% | $3,312 | 73 | +$866 | |
| 24 | $6,997 | 6.188% | $2,478 | 14 | +$867 | |
| 25 | $7,126 | 6.750% | $1,690 | 19 | +$996 |
Includes lenders with 10+ purchase originations in Indian River County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.