Lowest closing cost mortgage lenders in Indian River County County, Florida
In Indian River County, Florida, homebuyers paid a median of $7,918 in closing costs in 2024 — below the Florida median of $8,887. The county saw 1,755 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, SPACE COAST CREDIT UNION offered the lowest median costs at $1,530, which is $4,874 less than the county median.
Homebuyers in Indian River County County who chose SPACE COAST CREDIT UNION paid $6,388 less in closing costs than the county median.
County Median Costs
$7,918
−10.9% vs Florida ($8,887)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,430
Purchase Originations
1,755
vs Florida Median
10.9% below
$-969
vs National Median
17.5% above
$1,177
Lender rankings in Indian River County County
31 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,530 | 6.812% | $0 | 18 | −$4,874 | |
| 2 | $3,239 | 6.500% | $0 | 55 | −$3,166 | |
| 3 | $3,469 | 5.875% | $0 | 46 | −$2,936 | |
| 4 | $4,586 | 6.500% | $1,383 | 18 | −$1,819 | |
| 5 | $4,625 | 6.562% | $1,320 | 10 | −$1,780 | |
| 6 | $4,636 | 6.812% | $975 | 18 | −$1,769 | |
| 7 | $5,281 | 6.875% | $1,375 | 12 | −$1,124 | |
| 8 | $5,403 | 6.500% | $1,330 | 13 | −$1,002 | |
| 9 | $5,508 | 7.125% | $1,967 | 37 | −$897 | |
| 10 | $5,547 | 6.625% | $2,581 | 17 | −$858 | |
| 11 | $5,799 | 6.875% | $1,836 | 67 | −$606 | |
| 12 | $5,922 | 7.125% | $2,391 | 19 | −$483 | |
| 13 | $6,206 | 7.250% | $1,645 | 12 | −$199 | |
| 14 | $6,329 | 6.625% | $2,483 | 15 | −$76 | |
| 15 | $6,905 | 6.933% | $3,206 | 54 | +$500 | |
| 16 | $6,996 | 6.625% | $3,123 | 35 | +$591 | |
| 17 | $7,067 | 6.875% | $3,418 | 55 | +$662 | |
| 18 | $7,080 | 6.990% | $2,848 | 26 | +$675 | |
| 19 | $7,118 | 7.125% | $2,312 | 17 | +$713 | |
| 20 | $7,321 | 6.875% | $3,306 | 11 | +$916 | |
| 21 | $7,523 | 6.933% | $3,392 | 10 | +$1,118 | |
| 22 | $7,719 | 6.875% | $4,784 | 19 | +$1,314 | |
| 23 | $7,756 | 6.500% | $3,144 | 20 | +$1,351 | |
| 24 | $8,100 | 6.875% | $4,986 | 21 | +$1,695 | |
| 25 | $8,653 | 6.875% | $5,314 | 32 | +$2,248 | |
| 26 | $8,799 | 6.980% | $5,695 | 91 | +$2,394 | |
| 27 | $9,072 | 6.558% | $1,362 | 10 | +$2,667 | |
| 28 | $9,350 | 7.125% | $5,473 | 36 | +$2,945 |
Includes lenders with 10+ purchase originations in Indian River County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.