Purchase Originations
791
Ranked #457 nationally
Median Total Costs
$10,600
+58.7% vs national ($6,680)
↑ $104 vs prior year
Median Rate
4.990%
−23.1% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$1,790
Median Lender Credits
$25
Cost Rank (500+ vol.)
#560
among lenders with 500+ originations
Denial Rate
5.2%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 506 | 4.990% | $11,565 | $1,790 |
| va | 156 | 4.990% | $2,754 | $0 |
| conventional | 126 | 5.875% | $6,365 | $2,536 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,724 | 4.990% | — | 5 | −$7,876 | |
| 2 | $3,033 | 4.990% | — | 4 | −$7,567 | |
| 3 | $3,192 | 4.990% | — | 2 | −$7,408 | |
| 4 | $6,530 | 4.990% | — | 15 | −$4,070 | |
| 5 | $8,464 | 4.990% | — | 72 | −$2,136 | |
| 6 | $9,083 | 4.990% | — | 39 | −$1,517 | |
| 7 | $9,258 | 4.990% | — | 28 | −$1,342 | |
| 8 | $9,302 | 4.990% | — | 17 | −$1,298 | |
| 9 | $9,842 | 4.990% | — | 122 | −$758 | |
| 10 | $10,294 | 4.990% | — | 33 | −$306 | |
| 11 | $10,301 | 4.990% | — | 86 | −$299 | |
| 12 | $10,488 | 4.990% | — | 31 | −$112 | |
| 13 | $10,750 | 6.375% | — | 1 | +$150 | |
| 14 | $10,881 | 4.990% | — | 78 | +$281 | |
| 15 | $10,945 | 4.990% | — | 58 | +$345 | |
| 16 | $11,104 | 5.990% | — | 25 | +$504 | |
| 17 | $11,323 | 4.990% | — | 39 | +$723 | |
| 18 | $12,095 | 5.990% | — | 2 | +$1,495 | |
| 19 | $12,581 | 5.625% | — | 7 | +$1,981 | |
| 20 | $13,307 | 4.990% | — | 123 | +$2,707 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Coastal Loans, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $315,000 | $335,000 | −$20,000 (−6.0%) |
| Median total closing costs | $10,600 | $7,127 | +$3,473 (+48.7%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.