Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$4,406
median across reports
vs. National Average
37%
above national avg
Avg Origination Charge
$2,594
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| discount_points | $3,077 | $2,263 | 🔴 Above Avg |
| Origination Fee | $2,594 | $1,695 | 🔺 High |
| lender_credits | $944 | $459 | 🔺 High |
Got a Loan Estimate from FirstBank? See if your rate and fees are competitive.
Check My Loan Estimate — $19Based on 8,207 homebuyer-submitted Closing Disclosures, FirstBank's median total closing costs are $4,406. This is about 37% above the $3,221 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Average Closing Costs by State
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Federal data snapshot (2025)
In 2025, FirstBank originated 3,189 purchase loans with median closing costs of $5,490.
See 2025 HMDA market data for FirstBank →