Homebuyers in Whatcom County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $4,330 less in closing costs than the county median.
County Median Costs
$7,148
−7.6% vs Washington ($7,733)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$3,491
Purchase Originations
1,858
Denial Rate
5.4%
vs Washington avg (5.3%)
vs Washington Median
7.6% below
$-585
vs National Median
7.0% above
$468
31 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,559 | 6.125% | $601 | 40 | −$2,839 | |
| 2 | $3,734 | 4.999% | $1,300 | 17 | −$2,664 | |
| 3 | $4,201 | 6.750% | $1,590 | 42 | −$2,197 | |
| 4 | $4,547 | 6.490% | $1,345 | 19 | −$1,851 | |
| 5 | $4,846 | 6.688% | $1,930 | 18 | −$1,552 | |
| 6 | $4,971 | 6.250% | $2,180 | 179 | −$1,427 | |
| 7 | $5,133 | 6.438% | $1,665 | 10 | −$1,265 | |
| 8 | $5,159 | 6.125% | $1,843 | 16 | −$1,239 | |
| 9 | $5,164 | 6.875% | $2,678 | 68 | −$1,234 | |
| 10 | $5,205 | 6.499% | $1,997 | 34 | −$1,193 | |
| 11 | $5,340 | 6.750% | $2,698 | 48 | −$1,058 | |
| 12 | $5,395 | 6.438% | $2,161 | 12 | −$1,003 | |
| 13 | $5,473 | 6.562% | $1,830 | 16 | −$925 | |
| 14 | $6,098 | 6.450% | $3,303 | 11 | −$300 | |
| 15 | $6,128 | 6.500% | $4,875 | 41 | −$270 | |
| 16 | $6,524 | 6.933% | $4,245 | 18 | +$126 | |
| 17 | $6,537 | 6.625% | $3,352 | 10 | +$139 | |
| 18 | $6,569 | 6.375% | $3,968 | 11 | +$171 | |
| 19 | $6,829 | 6.625% | $4,095 | 165 | +$431 | |
| 20 | $7,052 | 6.750% | $3,749 | 29 | +$654 | |
| 21 | $7,583 | 6.580% | $4,710 | 115 | +$1,185 | |
| 22 | $7,662 | 6.787% | $5,191 | 38 | +$1,264 | |
| 23 | $7,883 | 6.490% | $5,080 | 17 | +$1,485 | |
| 24 | $7,940 | 6.625% | $4,643 | 47 | +$1,542 | |
| 25 | $8,550 | 6.562% | $5,537 | 22 | +$2,152 |
Includes lenders with 10+ purchase originations in Whatcom County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Washington → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.