WHATCOM EDUCATIONAL CREDIT UNION closing costs and rates (2024)
In 2024, WHATCOM EDUCATIONAL CREDIT UNION originated 197 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,373. That is $2,368 below the national median of $6,741. WHATCOM EDUCATIONAL CREDIT UNION is most active in Washington with 197 originations there.
Purchase Originations
197
Median Total Costs
$4,373
−35.1% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,470
Median Lender Credits
$500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 191 | 6.625% | $4,367 | $1,450 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Washington | 197 | 6.625% | $4,373 | #71 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,499 | 7.000% | — | 1 | −$874 | |
| 2 | $3,849 | 7.250% | — | 1 | −$524 | |
| 3 | $4,015 | 6.625% | — | 1 | −$358 | |
| 4 | $4,175 | 6.625% | — | 5 | −$198 | |
| 5 | $4,300 | 6.625% | — | 163 | −$73 | |
| 6 | $4,649 | 6.500% | — | 15 | +$276 | |
| 7 | $4,666 | 6.312% | — | 4 | +$293 | |
| 8 | $5,217 | 7.250% | — | 1 | +$844 | |
| 9 | $6,588 | 5.938% | — | 2 | +$2,215 | |
| 10 | $6,806 | 6.625% | — | 1 | +$2,433 | |
| 11 | $8,526 | 6.625% | — | 1 | +$4,153 | |
| 12 | $8,563 | 6.875% | — | 1 | +$4,190 | |
| 13 | $21,269 | 6.000% | — | 1 | +$16,896 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.