Lowest closing cost mortgage lenders in Johnson County County, Texas
In Johnson County, Texas, homebuyers paid a median of $9,909 in closing costs in 2024 — above the Texas median of $8,418. The county saw 3,260 purchase mortgages at a median rate of 6.49%. Among lenders with 10+ originations, PARKSTONE MORTGAGE, LLC offered the lowest median costs at $868, which is $6,809 less than the county median.
Homebuyers in Johnson County County who chose PARKSTONE MORTGAGE, LLC paid $9,041 less in closing costs than the county median.
County Median Costs
$9,909
+17.7% vs Texas ($8,418)
Median Rate
6.490%
−2.0% vs national (6.620%)
Median Origination
$3,157
Purchase Originations
3,260
vs Texas Median
17.7% above
$1,491
vs National Median
47.0% above
$3,168
Lender rankings in Johnson County County
42 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $868 | 6.625% | $0 | 11 | −$6,809 | |
| 2 | $2,770 | 6.490% | $0 | 29 | −$4,907 | |
| 3 | $2,995 | 6.812% | $58 | 14 | −$4,682 | |
| 4 | $3,829 | 5.500% | $0 | 86 | −$3,848 | |
| 5 | $4,662 | 6.750% | $0 | 17 | −$3,015 | |
| 6 | $4,757 | 6.875% | $1,498 | 27 | −$2,920 | |
| 7 | $5,230 | 6.537% | $1,389 | 28 | −$2,447 | |
| 8 | $5,378 | 6.990% | $1,550 | 11 | −$2,299 | |
| 9 | $5,403 | 6.750% | $2,245 | 14 | −$2,274 | |
| 10 | $7,124 | 6.625% | $3,689 | 57 | −$553 | |
| 11 | $7,279 | 6.888% | $2,843 | 12 | −$398 | |
| 12 | $7,339 | 6.375% | $3,995 | 19 | −$338 | |
| 13 | $7,717 | 9.125% | $3,582 | 27 | +$40 | |
| 14 | $7,890 | 7.125% | $1,490 | 13 | +$213 | |
| 15 | $7,910 | 7.250% | $4,820 | 13 | +$233 | |
| 16 | $8,070 | 9.025% | $4,500 | 18 | +$393 | |
| 17 | $8,384 | 6.625% | $4,514 | 40 | +$707 | |
| 18 | $8,446 | 6.875% | $3,950 | 69 | +$769 | |
| 19 | $8,570 | 6.625% | $3,820 | 17 | +$893 | |
| 20 | $8,661 | 6.433% | $4,548 | 16 | +$984 | |
| 21 | $8,776 | 6.875% | $3,801 | 19 | +$1,099 | |
| 22 | $8,948 | 6.750% | $5,669 | 16 | +$1,271 | |
| 23 | $9,199 | 6.125% | $5,224 | 28 | +$1,522 | |
| 24 | $9,450 | 6.625% | $5,012 | 134 | +$1,773 | |
| 25 | $9,504 | 6.495% | $6,079 | 30 | +$1,827 | |
| 26 | $9,543 | 6.625% | $4,578 | 36 | +$1,866 | |
| 27 | $9,674 | 5.750% | $5,208 | 12 | +$1,997 | |
| 28 | $9,810 | 6.438% | $4,522 | 12 | +$2,133 | |
| 29 | $10,003 | 6.625% | $5,776 | 10 | +$2,326 | |
| 30 | $10,020 | 6.990% | $6,809 | 10 | +$2,343 | |
| 31 | $10,244 | 6.625% | $6,731 | 104 | +$2,567 | |
| 32 | $10,630 | 6.624% | $6,789 | 46 | +$2,953 | |
| 33 | $11,094 | 6.933% | $5,480 | 38 | +$3,417 | |
| 34 | $16,699 | 6.438% | $11,408 | 10 | +$9,022 |
Includes lenders with 10+ purchase originations in Johnson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.