REPUBLIC STATE MORTGAGE CO. closing costs and rates (2024)
In 2024, REPUBLIC STATE MORTGAGE CO. originated 1,071 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $7,774. That ranks #357 nationally by origination volume. For total closing costs among lenders with 500+ originations, REPUBLIC STATE MORTGAGE CO. ranks #427. That is $1,033 above the national median of $6,741. REPUBLIC STATE MORTGAGE CO. is most active in Texas with 689 originations there.
Purchase Originations
1,071
Ranked #357 nationally
Median Total Costs
$7,774
+15.3% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,670
Median Lender Credits
$254
Cost Rank (500+ vol.)
#427
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 491 | 6.250% | $9,329 | $1,605 |
| conventional | 470 | 6.625% | $5,211 | $1,670 |
| va | 92 | 6.000% | $7,094 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 689 | 6.125% | $8,161 | #93 |
| Kentucky | 259 | 6.750% | $8,029 | #42 |
| Ohio | 74 | 7.125% | $3,229 | #157 |
| Massachusetts | 43 | 6.500% | $8,352 | — |
| New Hampshire | 3 | 7.000% | $3,999 | — |
| Alabama | 1 | 6.875% | $3,529 | — |
| Connecticut | 1 | 7.125% | $13,536 | — |
| Maine | 1 | 7.125% | $8,796 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,646 | 7.125% | — | 50 | −$4,128 | |
| 2 | $5,193 | 6.875% | — | 16 | −$2,581 | |
| 3 | $6,046 | 6.875% | — | 81 | −$1,728 | |
| 4 | $6,787 | 6.750% | — | 15 | −$987 | |
| 5 | $7,187 | 6.562% | — | 24 | −$587 | |
| 6 | $7,194 | 6.625% | — | 29 | −$580 | |
| 7 | $7,677 | 6.750% | — | 24 | −$97 | |
| 8 | $7,860 | 6.750% | — | 20 | +$86 | |
| 9 | $7,986 | 6.000% | — | 83 | +$212 | |
| 10 | $8,010 | 6.750% | — | 15 | +$236 | |
| 11 | $8,226 | 5.750% | — | 17 | +$452 | |
| 12 | $8,227 | 5.933% | — | 52 | +$453 | |
| 13 | $8,593 | 5.990% | — | 141 | +$819 | |
| 14 | $8,660 | 5.625% | — | 42 | +$886 | |
| 15 | $8,792 | 6.750% | — | 21 | +$1,018 | |
| 16 | $9,005 | 6.625% | — | 31 | +$1,231 | |
| 17 | $9,051 | 5.875% | — | 54 | +$1,277 | |
| 18 | $9,110 | 5.750% | — | 37 | +$1,336 | |
| 19 | $9,349 | 6.500% | — | 17 | +$1,575 | |
| 20 | $10,533 | 5.870% | — | 26 | +$2,759 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.