TexasBank closing costs and rates (2024)
In 2024, TexasBank originated 945 purchase mortgages at a median interest rate of 8.88% and median total closing costs of $7,235. That ranks #389 nationally by origination volume. For total closing costs among lenders with 500+ originations, TexasBank ranks #386. That is $494 above the national median of $6,741. TexasBank is most active in Texas with 942 originations there.
Purchase Originations
945
Ranked #389 nationally
Median Total Costs
$7,235
+7.3% vs national ($6,741)
Median Rate
8.875%
+34.1% vs national (6.620%)
Median Origination
$3,555
Median Lender Credits
$50
Cost Rank (500+ vol.)
#386
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 851 | 9.000% | $7,090 | $3,600 |
| fha | 85 | 6.625% | $10,255 | $1,799 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 942 | 8.938% | $7,238 | #71 |
| Florida | 1 | 7.625% | $7,652 | — |
| Oklahoma | 1 | 7.375% | $5,635 | — |
| Washington | 1 | 6.375% | $5,750 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,277 | 7.000% | — | 5 | −$2,958 | |
| 2 | $5,113 | 6.875% | — | 5 | −$2,122 | |
| 3 | $6,350 | 9.125% | — | 5 | −$885 | |
| 4 | $6,375 | 6.500% | — | 30 | −$860 | |
| 5 | $6,484 | 7.000% | — | 9 | −$751 | |
| 6 | $6,492 | 8.750% | — | 49 | −$743 | |
| 7 | $7,068 | 8.125% | — | 6 | −$167 | |
| 8 | $7,172 | 9.000% | — | 262 | −$63 | |
| 9 | $7,218 | 9.000% | — | 263 | −$17 | |
| 10 | $7,349 | 9.000% | — | 11 | +$114 | |
| 11 | $7,625 | 9.125% | — | 32 | +$390 | |
| 12 | $7,626 | 9.000% | — | 32 | +$391 | |
| 13 | $7,748 | 9.000% | — | 36 | +$513 | |
| 14 | $7,902 | 9.125% | — | 17 | +$667 | |
| 15 | $7,971 | 9.125% | — | 20 | +$736 | |
| 16 | $7,997 | 7.312% | — | 18 | +$762 | |
| 17 | $8,020 | 9.000% | — | 32 | +$785 | |
| 18 | $8,022 | 8.812% | — | 14 | +$787 | |
| 19 | $8,130 | 9.000% | — | 15 | +$895 | |
| 20 | $8,427 | 9.125% | — | 5 | +$1,192 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.