Purchase Originations
695
Ranked #504 nationally
Median Total Costs
$7,137
+6.8% vs national ($6,680)
↓ $98 vs prior year
Median Rate
7.375%
+13.6% vs national (6.490%)
↓ 1.500% vs prior year
Median Origination
$3,420
Median Lender Credits
$75
Cost Rank (500+ vol.)
#378
among lenders with 500+ originations
Denial Rate
1.9%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 600 | 7.375% | $6,942 | $3,491 |
| fha | 82 | 6.500% | $10,805 | $2,096 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 695 | 7.375% | $7,137 | #89 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,382 | 6.375% | — | 40 | −$1,755 | |
| 2 | $5,803 | 6.750% | — | 13 | −$1,334 | |
| 3 | $5,972 | 7.750% | — | 5 | −$1,165 | |
| 4 | $6,037 | 6.375% | — | 7 | −$1,100 | |
| 5 | $6,821 | 7.312% | — | 12 | −$316 | |
| 6 | $6,898 | 7.375% | — | 6 | −$239 | |
| 7 | $6,990 | 8.125% | — | 23 | −$147 | |
| 8 | $7,047 | 8.125% | — | 5 | −$90 | |
| 9 | $7,130 | 7.312% | — | 204 | −$7 | |
| 10 | $7,158 | 8.375% | — | 5 | +$21 | |
| 11 | $7,274 | 7.375% | — | 156 | +$137 | |
| 12 | $7,324 | 7.188% | — | 20 | +$187 | |
| 13 | $7,406 | 7.500% | — | 14 | +$269 | |
| 14 | $7,563 | 7.500% | — | 27 | +$426 | |
| 15 | $7,598 | 7.500% | — | 29 | +$461 | |
| 16 | $7,912 | 7.625% | — | 5 | +$775 | |
| 17 | $7,916 | 7.000% | — | 25 | +$779 | |
| 18 | $7,920 | 7.500% | — | 15 | +$783 | |
| 19 | $8,228 | 7.250% | — | 17 | +$1,091 | |
| 20 | $8,281 | 6.875% | — | 7 | +$1,144 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | TexasBank | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $245,000 | $335,000 | −$90,000 (−26.9%) |
| Median total closing costs | $7,137 | $7,127 | +$10 (+0.1%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.