Homebuyers in Gaston County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,751 less in closing costs than the county median.
County Median Costs
$6,101
+6.4% vs North Carolina ($5,736)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,945
Purchase Originations
3,225
Denial Rate
9.6%
vs North Carolina avg (9.1%)
vs North Carolina Median
6.4% above
$365
vs National Median
8.7% below
$-579
47 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $350 | 5.500% | $0 | 75 | −$4,491 | |
| 2 | $842 | 6.500% | $0 | 74 | −$4,000 | |
| 3 | $1,230 | 5.375% | $1,230 | 41 | −$3,611 | |
| 4 | $3,187 | 6.000% | $1,256 | 58 | −$1,654 | |
| 5 | $3,497 | 6.562% | $161 | 10 | −$1,344 | |
| 6 | $3,889 | 6.562% | $1,148 | 18 | −$952 | |
| 7 | $3,896 | 6.438% | $1,125 | 12 | −$945 | |
| 8 | $3,962 | 6.188% | $450 | 36 | −$879 | |
| 9 | $3,970 | 6.250% | $2,139 | 47 | −$871 | |
| 10 | $4,064 | 6.375% | $1,376 | 27 | −$777 | |
| 11 | $4,081 | 6.490% | $1,250 | 45 | −$760 | |
| 12 | $4,187 | 6.750% | $1,395 | 16 | −$654 | |
| 13 | $4,337 | 5.750% | $1,695 | 28 | −$504 | |
| 14 | $4,484 | 6.625% | $1,445 | 76 | −$357 | |
| 15 | $4,490 | 6.188% | $1,295 | 12 | −$351 | |
| 16 | $4,653 | 6.690% | $1,791 | 21 | −$188 | |
| 17 | $4,671 | 6.312% | $1,495 | 20 | −$170 | |
| 18 | $4,717 | 7.750% | $2,255 | 13 | −$124 | |
| 19 | $4,732 | 6.490% | $2,950 | 11 | −$109 | |
| 20 | $4,900 | 5.875% | $2,500 | 143 | +$59 | |
| 21 | $4,929 | 6.750% | $1,500 | 38 | +$88 | |
| 22 | $4,984 | 6.562% | $1,640 | 12 | +$143 | |
| 23 | $5,050 | 6.561% | $2,249 | 10 | +$209 | |
| 24 | $5,098 | 6.625% | $1,675 | 25 | +$257 | |
| 25 | $5,223 | 6.625% | $3,188 | 129 | +$382 |
Includes lenders with 10+ purchase originations in Gaston County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.