Lowest closing cost mortgage lenders in Gaston County County, North Carolina
In Gaston County, North Carolina, homebuyers paid a median of $6,279 in closing costs in 2024 — above the North Carolina median of $5,720. The county saw 3,153 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $350, which is $4,465 less than the county median.
Homebuyers in Gaston County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,929 less in closing costs than the county median.
County Median Costs
$6,279
+9.8% vs North Carolina ($5,720)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,193
Purchase Originations
3,153
vs North Carolina Median
9.8% above
$559
vs National Median
6.8% below
$-462
Lender rankings in Gaston County County
49 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $350 | 5.500% | $0 | 104 | −$4,465 | |
| 2 | $768 | 6.990% | $0 | 12 | −$4,047 | |
| 3 | $1,230 | 5.125% | $1,230 | 10 | −$3,585 | |
| 4 | $2,332 | 6.000% | $1,110 | 60 | −$2,483 | |
| 5 | $3,141 | 6.500% | $0 | 16 | −$1,674 | |
| 6 | $3,392 | 6.625% | $1,320 | 28 | −$1,423 | |
| 7 | $3,458 | 6.120% | $476 | 10 | −$1,357 | |
| 8 | $3,768 | 6.562% | $3,001 | 10 | −$1,047 | |
| 9 | $3,963 | 6.375% | $1,200 | 41 | −$852 | |
| 10 | $3,981 | 6.562% | $1,395 | 12 | −$834 | |
| 11 | $4,127 | 7.000% | $1,495 | 23 | −$688 | |
| 12 | $4,277 | 6.750% | $1,903 | 15 | −$538 | |
| 13 | $4,290 | 6.600% | $1,250 | 65 | −$525 | |
| 14 | $4,293 | 6.750% | $1,070 | 11 | −$522 | |
| 15 | $4,359 | 7.750% | $1,715 | 16 | −$456 | |
| 16 | $4,377 | 6.250% | $2,179 | 38 | −$438 | |
| 17 | $4,429 | 6.875% | $1,840 | 11 | −$386 | |
| 18 | $4,528 | 6.295% | $2,288 | 14 | −$287 | |
| 19 | $4,562 | 6.500% | $1,809 | 10 | −$253 | |
| 20 | $4,696 | 6.875% | $1,674 | 99 | −$119 | |
| 21 | $4,752 | 6.625% | $2,573 | 22 | −$63 | |
| 22 | $4,753 | 6.625% | $1,933 | 106 | −$62 | |
| 23 | $4,817 | 6.525% | $2,500 | 139 | +$2 | |
| 24 | $4,990 | 6.750% | $2,125 | 27 | +$175 | |
| 25 | $5,432 | 6.875% | $2,118 | 23 | +$617 | |
| 26 | $5,590 | 6.500% | $2,827 | 20 | +$775 | |
| 27 | $5,703 | 6.750% | $3,765 | 135 | +$888 | |
| 28 | $5,816 | 6.125% | $2,946 | 49 | +$1,001 | |
| 29 | $5,946 | 6.990% | $3,267 | 37 | +$1,131 | |
| 30 | $6,043 | 6.245% | $3,409 | 10 | +$1,228 | |
| 31 | $6,126 | 6.688% | $2,906 | 24 | +$1,311 | |
| 32 | $6,169 | 6.562% | $3,652 | 10 | +$1,354 | |
| 33 | $6,241 | 6.990% | $3,609 | 33 | +$1,426 | |
| 34 | $6,277 | 6.625% | $3,636 | 97 | +$1,462 | |
| 35 | $6,439 | 6.625% | $3,912 | 13 | +$1,624 | |
| 36 | $6,513 | 6.625% | $4,134 | 10 | +$1,698 | |
| 37 | $6,526 | 6.875% | $3,532 | 45 | +$1,711 | |
| 38 | $6,691 | 6.312% | $4,302 | 10 | +$1,876 | |
| 39 | $7,109 | 6.500% | $3,837 | 16 | +$2,294 | |
| 40 | $7,985 | 9.245% | $4,093 | 10 | +$3,170 | |
| 41 | $8,386 | 6.875% | $5,302 | 20 | +$3,571 | |
| 42 | $9,414 | 10.062% | $6,740 | 14 | +$4,599 | |
| 43 | $9,461 | 6.624% | $6,327 | 11 | +$4,646 |
Includes lenders with 10+ purchase originations in Gaston County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.